Executive Director, Consumers’ Research
Will Hild is the Executive Director of Consumers’ Research. Will has a decade of non-profit, legal and public policy experience. Prior to joining CR, Will served as the Deputy Director of the Regulatory Transparency Project. Before that, he worked at the Philanthropy Roundtable as the Director of External Affairs for the Culture of Freedom Initiative, and as the Chief Operating Officer of that Initiative when it grew to become a separate organization. He helped co-found the public interest law firm, Cause of Action, and served as the firm’s acting communications director for nearly a year.
Will received his J.D. from Georgetown University Law Center, and a B.A. in Political Science from the University of Florida. He is licensed to practice law in the Commonwealth of Virginia.
Will resides in Bethesda, MD, with his wife Cheryl, a practicing OB/GYN, and their son Liam.
Partner, Fusion Law, PLLC
Paul is the founding partner of Fusion Law, PLLC. He has extensive experience with state, federal, and global regulators building coalitions and implementing policies to promote innovation in financial services. He is responsible for designing and implementing the first state (Arizona) and federal (CFPB) FinTech sandboxes in the United States. He also designed the CFPB no-action letter and trial disclosure policies. He helped found the first global regulatory innovation coalition (Global Financial Innovation Network) and led the founding of the first U.S. regulatory innovation coalition (American Consumer Financial Innovation Network). He served on the Financial Stability Oversight Council subcommittee on digital assets. He also has drafted state-level laws on blockchain and utility tokens.
Paul also has significant enforcement and litigation experience. He led many multi-state consumer protection enforcement matters as Civil Litigation Division Chief at the Arizona Attorney General’s Office.
Prior to his government service, Paul practiced law in the areas of securities litigation and transactional work for approximately six years at two well-known law firms. He also clerked on the U.S. Court of Appeals for the Fourth Circuit.
George Mason University Foundation Professor of Law, Antonin Scalia Law School, George Mason University
TODD J. ZYWICKI is George Mason University Foundation Professor of Law at Antonin Scalia Law School at George Mason University and Research Fellow of the George Mason Law and Economics Center. During the Fall 2023 semester he served as the Visiting Scholar in Conservative Thought and Policy for the Bruce Benson Center for the Study of Western Civilization at the University of Colorado-Boulder. From 2020-2021 he was Chair of the Consumer Financial Protection Bureau Taskforce on Federal Consumer Financial Law. In 2021 he was inducted to the American College of Consumer Financial Services Lawyers. He is also a Senior Fellow of the F.A. Hayek Program for the Advanced Study of Politics, Philosophy, and Economics at George Mason University and a former Senior Fellow of the Cato Institute. From 2015-2017 he was Executive Director of the George Mason Law and Economics Center. He served as Co-Editor of the Supreme Court Economic Review from 2006-2017. From 2003-2004, Professor Zywicki served as the Director of the Office of Policy Planning at the Federal Trade Commission. He has also taught at Vanderbilt University Law School, Georgetown University Law Center, Boston College Law School, Mississippi College School of Law, and China University of Political Science and Law.
Professor Zywicki clerked for Judge Jerry E. Smith of the U.S. Court of Appeals for the Fifth Circuit and worked as an associate at Alston & Bird in Atlanta, Georgia, where he practiced bankruptcy and commercial law. He received his J.D. from the University of Virginia, where he was executive editor of the Virginia Tax Review and John M. Olin Scholar in Law and Economics. Professor Zywicki also received an M.A. in Economics from Clemson University and an A.B. cum Laude with high honors in his major from Dartmouth College.
Professor Zywicki is also a Lone Mountain Fellow of the Property and Environment Research Center, a Fellow of the International Centre for Economic Research in Turin, Italy, and a former Senior Fellow of the Goldwater Institute. During the Fall 2008 Semester Professor Zywicki was the Searle Fellow of the George Mason University School of Law and was a 2008-09 W. Glenn Campbell and Rita Ricardo-Campbell National Fellow and the Arch W. Shaw National Fellow at the Hoover Institution on War, Revolution and Peace. He has lectured and consulted with government officials around the world, including Iceland, Italy, Japan, and Guatemala. In 2006 Professor Zywicki served as a Member of the United States Department of Justice Study Group on “Identifying Fraud, Abuse and Errors in the United States Bankruptcy System.”
Professor Zywicki is the author of more than 130 articles in leading law reviews and peer-reviewed economics journals. He is one of the Top 10 most-cited law professors in the field of Commercial Law and one of the Top 25 law professors on Twitter as measured by engagement levels. He is one of the Top 50 Most Downloaded Law Authors at the Social Science Research Network. He has testified multiple times before Congress on issues of consumer bankruptcy law and consumer credit and is a frequent commentator on legal issues in the print and broadcast media, including the Wall Street Journal, New York Times, The Washington Post, The Washington Times, Nightline, The Newshour with Jim Lehrer, Neil Cavuto Show, Fox & Friends, Smerconish, Fox News @ Night with Shannon Bream, Fox Business, CNN, CNBC, Bloomberg News, BBC, The Diane Rehm Show, Lou Dobbs Show, Jerry Doyle Show, and The Laura Ingraham Show.
Professor Zywicki is former Chairman and a current member of the Board of Directors of the Competitive Enterprise Institute, and is a member of the Board of Directors of the Institute for Humane Studies, Bill of Rights Institute, the Executive Committee for the Federalist Society's Financial Institutions and E-Commerce Practice Group, the Board of Trustees of the Foundation for Research on Economics and the Environment. He formerly served on the Governing Board and the Advisory Council for the Financial Services Research Program at George Washington University School of Business. He is currently the Chair of the Academic Advisory Council for the following organizations: The Bill of Rights Institute, the film “We the People in IMAX,” and the McCormick-Tribune Foundation “Freedom Museum” in Chicago, Illinois. He is a member of the Board of Visitors of Ralston College and was a member of the Board of Trustees of Yorktown University. From 2005-2009 he served as an elected Alumni Trustee of the Dartmouth College Board of Trustees.
Howard Adler, Nome
Howard B. Adler is a retired partner at the international law firm Gibson, Dunn and Crutcher LLP. From 2019-21, he served as Deputy Assistant Secretary of the Treasury for the Financial Stability Oversight Council. He is the co-author of Surprised Again! The COVID Crisis and the New Market Bubble (2023).
Dean and Anthony B. Buzbee Endowed Dean's Chair, Texas A&M University School of Law
A graduate of Princeton University's Woodrow Wilson School of Public and International Affairs and Yale Law School, Robert B. Ahdieh served as law clerk to Judge James R. Browning of the US Court of Appeals for the Ninth Circuit before his selection for the Honor's Program in the Civil Division of the US Department of Justice.
While still in law school, Ahdieh published what remains one of the seminal treatments of the constitutional transformation of post-Soviet Russia: "Russia's Constitutional Revolution—Legal Consciousness and the Transition to Democracy." Ahdieh's work has also appeared in the Boston University Law Review, Michigan Law Review, theMinnesota Law Review, the NYU Law Review, and the Southern California Law Review, among other journals.
Ahdieh’s scholarly interests revolve around questions of regulatory and institutional design, especially in the financial arena. His particular focus has been on various non-traditional regulatory structures and modes of regulation, including those grounded in dynamics of coordination. Though relatively less studied in the legal literature, the framework of coordination holds significant promise both in helping us theorize existing regulatory patterns and in defining new regulatory constructs for the future.
Ahdieh has explored regulatory and institutional design in a variety of transactional areas, including corporate and securities law, international trade and finance, and contracts. Within these, his work has emphasized two particular patterns of coordination. The first—intersystemic governance—draws on domestic regimes of federalism and transnational regimes of global governance and subsidiarity to highlight the potential benefits of complex systems of overlapping jurisdiction. The second draws on the dynamics at work in so-called “coordination games” to highlight distinct occasions for potential regulatory intervention, as well as various non-traditional regulatory forms, in our modern economic, social, and political order.
During the 2007–2008 academic year, Ahdieh was a visiting professor and the Microsoft/LAPA Fellow at Princeton University's Program in Law and Public Affairs. In Spring 2014, he served as Douglas McK. Brown Visiting Chair in Law, University of British Columbia. He has also visited at Columbia and Georgetown law schools, as well as numerous law schools overseas.
Texas Supreme Court
Justice Jimmy Blacklock was appointed to the Texas Supreme Court in January 2018 by Governor Greg Abbott. Before that, Jimmy served as Governor Abbott’s General Counsel and in the Attorney General’s Office under then-AG Abbott. While at the AG’s Office, he handled appeals and trials of constitutional cases in state and federal court involving matters such as federalism, religious liberty, and the separation of powers. As Deputy Attorney General for Legal Counsel, he oversaw the Open Records and Opinions divisions of the AG’s Office. Earlier in his career, Jimmy was appointed by President George W. Bush to serve in the Civil Rights Division of the U.S. Department of Justice, and he worked in private practice in Houston and Austin. He clerked for Judge Jerry Smith on the U.S. Court of Appeals for the 5th Circuit after graduating from U.T.-Austin (B.A., Plan II/History) and Yale Law School. He was born in Houston and now lives in Austin with his wife and three daughters.
Costa is a partner in Gibson Dunn’s Houston office and co-chair of the firm’s Trials Practice Group. Mr. Costa offers clients a unique perspective as the only former federal trial and appellate judge trying cases and leading investigations. His broad experience—having handled complex civil and criminal matters, at trial and on appeal, as advocate and judge—allows him to offer invaluable skills and strategic insights.
Before joining Gibson Dunn, Mr. Costa served for more than ten years as a federal trial and appellate judge. He served on the U.S. Court of Appeals for the Fifth Circuit from 2014 to 2022. After his nomination by President Obama, the Senate confirmed him by a vote of 97-0. No federal appellate judge nominated since has received more votes. Mr. Costa first served as a district judge for the Southern District of Texas from 2012 to 2014. When appointed to the bench, he was the youngest-sitting federal judge at age 39. Mr. Costa presided over thirty federal trials in four different venues (he continued handling district court matters while serving on the court of appeals). He wrote precedential opinions in almost every area of the law, including antitrust, intellectual property, class actions, international arbitration, securities fraud, bankruptcy, conflicts of law, labor and employment, oil and gas, False Claims Act, administrative law, constitutional law, and criminal law. In press accounts of his tenure, he was described as an “exceptionally gifted jurist” with a “towering intellect” who was “respected by all sides.” The Federal Judicial Center invited Mr. Costa on multiple occasions to teach new federal district judges.
Before taking the bench, Mr. Costa was an Assistant U.S. Attorney in Houston from 2005 to 2012. As a prosecutor, he tried more than 15 jury trials, including serving as a lead prosecutor of Allen Stanford, the head of Stanford Financial Group, for orchestrating a multibillion-dollar international fraud scheme. Mr. Costa is featured in a documentary about the case, The Man Who Bought Cricket. A Reuters article about the trial quotes a victim who said that Mr. Costa’s closing argument “brought her to tears.” For his work on the Stanford case, Mr. Costa received the John Marshall Award for Trial of Litigation and the Assistant Attorney General’s Award for Exceptional Service. He also prosecuted cases involving kickbacks in the energy industry, public corruption, the Foreign Corrupt Practices Act, securities fraud, internet fraud, and counterfeit technology products. During his time as a federal prosecutor, Mr. Costa served as the Southern District of Texas’s Deputy International Affairs Coordinator, during which he assisted with investigations in more than a dozen countries.
Mr. Costa is a frequent speaker and author on legal topis, including writing for the ABA’s Litigation Journal on various trial-related issues. He also taught Federal Jurisdiction at the University of Houston Law Center, where he was named an Honorary Alumnus.
After college, Mr. Costa taught elementary school for two years in the Mississippi Delta through Teach for America. He has remained involved in the Delta and in education, launching a nonprofit in Mississippi, serving on the board of the Houston Urban Debate League, and helping teach Government at a Houston‑area charter school.
U.S. District Court for the Northern District of Texas
Reed Charles O'Connor is a federal judge on the United States District Court for the Northern District of Texas. He joined the court in 2007 after being nominated by President George W. Bush.
A native of Houston, Texas, O'Connor graduated from the University of Houston with his bachelor's degree in 1986 and from South Texas College of Law with his J.D. in 1989.
Executive General Counsel, First Liberty Institute
Hiram Sasser is Executive General Counsel for First Liberty Institute, where he oversees First Liberty’s litigation and media efforts. Sasser’s practice focuses on First Amendment and other constitutional and civil rights issues relating to religious liberty. Sasser served as co-counsel in seven victories before the United States Supreme Court, including Groff v. DeJoy (landmark case overturning the “de minimis cost” test for Title VII in place almost 50 years), Kennedy v. Bremerton (landmark case overturning 50 years of Establishment Clause precedent), Carson v. Makin (overturning 40 years of Maine’s discrimination against parents choosing faith-based schools), American Legion v. American Humanist Association (landmark case ending Establishment Clause attacks on veterans’ memorials with religious imagery), Klein v. Oregon Bureau of Labor and Industries (granted, vacated, and remanded (twice) in religious wedding service case), and Sause v. Bauer (summary reversal revoking qualified immunity for police who ordered a citizen not to pray in her own home).
In addition to his legal duties, Sasser develops, coordinates, and implements successful media strategies on behalf of his clients. This includes numerous appearances on ABC, NBC, CBS, Fox News, CNN, and the BBC as well as being heard on various radio stations throughout the United States, Asia, Africa, and Europe.
In 2016, Sasser took a leave of absence to serve a temporary assignment as the Chief of Staff for the Attorney General of Texas. He currently serves as an Adjunct Professor of Law at both The University of Texas at Austin School of Law (teaching Religious Liberty) and Oklahoma City University School of Law (teaching Civil Rights Procedure).
Regional Deputy General Counsel, North America and Lead Counsel, Treasury, Willis Towers Watson
Dean and Anthony B. Buzbee Endowed Dean's Chair, Texas A&M University School of Law
A graduate of Princeton University's Woodrow Wilson School of Public and International Affairs and Yale Law School, Robert B. Ahdieh served as law clerk to Judge James R. Browning of the US Court of Appeals for the Ninth Circuit before his selection for the Honor's Program in the Civil Division of the US Department of Justice.
While still in law school, Ahdieh published what remains one of the seminal treatments of the constitutional transformation of post-Soviet Russia: "Russia's Constitutional Revolution—Legal Consciousness and the Transition to Democracy." Ahdieh's work has also appeared in the Boston University Law Review, Michigan Law Review, theMinnesota Law Review, the NYU Law Review, and the Southern California Law Review, among other journals.
Ahdieh’s scholarly interests revolve around questions of regulatory and institutional design, especially in the financial arena. His particular focus has been on various non-traditional regulatory structures and modes of regulation, including those grounded in dynamics of coordination. Though relatively less studied in the legal literature, the framework of coordination holds significant promise both in helping us theorize existing regulatory patterns and in defining new regulatory constructs for the future.
Ahdieh has explored regulatory and institutional design in a variety of transactional areas, including corporate and securities law, international trade and finance, and contracts. Within these, his work has emphasized two particular patterns of coordination. The first—intersystemic governance—draws on domestic regimes of federalism and transnational regimes of global governance and subsidiarity to highlight the potential benefits of complex systems of overlapping jurisdiction. The second draws on the dynamics at work in so-called “coordination games” to highlight distinct occasions for potential regulatory intervention, as well as various non-traditional regulatory forms, in our modern economic, social, and political order.
During the 2007–2008 academic year, Ahdieh was a visiting professor and the Microsoft/LAPA Fellow at Princeton University's Program in Law and Public Affairs. In Spring 2014, he served as Douglas McK. Brown Visiting Chair in Law, University of British Columbia. He has also visited at Columbia and Georgetown law schools, as well as numerous law schools overseas.
Texas Supreme Court
Justice Jimmy Blacklock was appointed to the Texas Supreme Court in January 2018 by Governor Greg Abbott. Before that, Jimmy served as Governor Abbott’s General Counsel and in the Attorney General’s Office under then-AG Abbott. While at the AG’s Office, he handled appeals and trials of constitutional cases in state and federal court involving matters such as federalism, religious liberty, and the separation of powers. As Deputy Attorney General for Legal Counsel, he oversaw the Open Records and Opinions divisions of the AG’s Office. Earlier in his career, Jimmy was appointed by President George W. Bush to serve in the Civil Rights Division of the U.S. Department of Justice, and he worked in private practice in Houston and Austin. He clerked for Judge Jerry Smith on the U.S. Court of Appeals for the 5th Circuit after graduating from U.T.-Austin (B.A., Plan II/History) and Yale Law School. He was born in Houston and now lives in Austin with his wife and three daughters.
Costa is a partner in Gibson Dunn’s Houston office and co-chair of the firm’s Trials Practice Group. Mr. Costa offers clients a unique perspective as the only former federal trial and appellate judge trying cases and leading investigations. His broad experience—having handled complex civil and criminal matters, at trial and on appeal, as advocate and judge—allows him to offer invaluable skills and strategic insights.
Before joining Gibson Dunn, Mr. Costa served for more than ten years as a federal trial and appellate judge. He served on the U.S. Court of Appeals for the Fifth Circuit from 2014 to 2022. After his nomination by President Obama, the Senate confirmed him by a vote of 97-0. No federal appellate judge nominated since has received more votes. Mr. Costa first served as a district judge for the Southern District of Texas from 2012 to 2014. When appointed to the bench, he was the youngest-sitting federal judge at age 39. Mr. Costa presided over thirty federal trials in four different venues (he continued handling district court matters while serving on the court of appeals). He wrote precedential opinions in almost every area of the law, including antitrust, intellectual property, class actions, international arbitration, securities fraud, bankruptcy, conflicts of law, labor and employment, oil and gas, False Claims Act, administrative law, constitutional law, and criminal law. In press accounts of his tenure, he was described as an “exceptionally gifted jurist” with a “towering intellect” who was “respected by all sides.” The Federal Judicial Center invited Mr. Costa on multiple occasions to teach new federal district judges.
Before taking the bench, Mr. Costa was an Assistant U.S. Attorney in Houston from 2005 to 2012. As a prosecutor, he tried more than 15 jury trials, including serving as a lead prosecutor of Allen Stanford, the head of Stanford Financial Group, for orchestrating a multibillion-dollar international fraud scheme. Mr. Costa is featured in a documentary about the case, The Man Who Bought Cricket. A Reuters article about the trial quotes a victim who said that Mr. Costa’s closing argument “brought her to tears.” For his work on the Stanford case, Mr. Costa received the John Marshall Award for Trial of Litigation and the Assistant Attorney General’s Award for Exceptional Service. He also prosecuted cases involving kickbacks in the energy industry, public corruption, the Foreign Corrupt Practices Act, securities fraud, internet fraud, and counterfeit technology products. During his time as a federal prosecutor, Mr. Costa served as the Southern District of Texas’s Deputy International Affairs Coordinator, during which he assisted with investigations in more than a dozen countries.
Mr. Costa is a frequent speaker and author on legal topis, including writing for the ABA’s Litigation Journal on various trial-related issues. He also taught Federal Jurisdiction at the University of Houston Law Center, where he was named an Honorary Alumnus.
After college, Mr. Costa taught elementary school for two years in the Mississippi Delta through Teach for America. He has remained involved in the Delta and in education, launching a nonprofit in Mississippi, serving on the board of the Houston Urban Debate League, and helping teach Government at a Houston‑area charter school.
U.S. District Court for the Northern District of Texas
Reed Charles O'Connor is a federal judge on the United States District Court for the Northern District of Texas. He joined the court in 2007 after being nominated by President George W. Bush.
A native of Houston, Texas, O'Connor graduated from the University of Houston with his bachelor's degree in 1986 and from South Texas College of Law with his J.D. in 1989.
Executive General Counsel, First Liberty Institute
Hiram Sasser is Executive General Counsel for First Liberty Institute, where he oversees First Liberty’s litigation and media efforts. Sasser’s practice focuses on First Amendment and other constitutional and civil rights issues relating to religious liberty. Sasser served as co-counsel in seven victories before the United States Supreme Court, including Groff v. DeJoy (landmark case overturning the “de minimis cost” test for Title VII in place almost 50 years), Kennedy v. Bremerton (landmark case overturning 50 years of Establishment Clause precedent), Carson v. Makin (overturning 40 years of Maine’s discrimination against parents choosing faith-based schools), American Legion v. American Humanist Association (landmark case ending Establishment Clause attacks on veterans’ memorials with religious imagery), Klein v. Oregon Bureau of Labor and Industries (granted, vacated, and remanded (twice) in religious wedding service case), and Sause v. Bauer (summary reversal revoking qualified immunity for police who ordered a citizen not to pray in her own home).
In addition to his legal duties, Sasser develops, coordinates, and implements successful media strategies on behalf of his clients. This includes numerous appearances on ABC, NBC, CBS, Fox News, CNN, and the BBC as well as being heard on various radio stations throughout the United States, Asia, Africa, and Europe.
In 2016, Sasser took a leave of absence to serve a temporary assignment as the Chief of Staff for the Attorney General of Texas. He currently serves as an Adjunct Professor of Law at both The University of Texas at Austin School of Law (teaching Religious Liberty) and Oklahoma City University School of Law (teaching Civil Rights Procedure).
Regional Deputy General Counsel, North America and Lead Counsel, Treasury, Willis Towers Watson
Your Data, Your Choice? Consumer Rights and Privacy in the Open Banking Debate
Will Hild, Paul N. Watkins, Todd J. Zywicki
Who controls your financial data and who decides how it can be used? As Americans...
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Not Another Free Lunch
This post originally appeared at Law & Liberty. Once again, we have efforts to release...
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EPA’s FY 2024 Enforcement Results
EPA’s Office of Enforcement and Compliance Assurance (OECA) recently issued its annual results for FY...
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“Tough Luck, Get a New Statute”
The Supreme Court’s decision in SEC v. Jarkesy essentially means that administrative agencies cannot directly...
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The Fed Still Can’t Legally Fund the CFPB
An expanded version of this article can be found at Law & Liberty. The funding...
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Pausing Military Aid to Israel is the President’s Constitutional Call
Emotions on the issue of pausing weapons shipments to Israel are understandably intense, but the...
What Kind of Money is Best?: An Interesting New Investigation
Howard B. Adler
A review of Lawrence H. White, Better Money: Gold, Fiat, or Bitcoin? (Cambridge University Press...
Panel Discussion: The Consequences of Disruption
Robert B. Ahdieh, James Davis Blacklock, Gregg Costa, Reed O'Connor, Hiram Sasser, J. Ammon Smartt
Collegiality and the presumption that opposing counsel work together in good faith are bedrocks of...
Panel Discussion: The Consequences of Disruption
2023 Texas Chapters Conference
Houston, TXTopics
The CFPB Is on Life Support
The Supreme Court in late February granted the Consumer Financial Protection Bureau’s (CFPB) request to...