Judge, U.S. Court of Appeals, District of Columbia Circuit
Justin R. Walker is a judge on the U.S. Court of Appeals for the D.C. Circuit. He was nominated to the court by President Donald Trump on May 4, 2020, and confirmed by the United States Senate on June 18, 2020. He is a former United States District Judge of the Western District of Kentucky.
Constitutional Scholarship Director and Senior Legal Analyst, Pacific Legal Foundation
Anastasia Boden is Director of Constitutional Scholarship at Pacific Legal Foundation, where she leads the organization’s Supreme Court commentary and directs scholarly analysis in support of the firm’s litigation. She has represented entrepreneurs and small businesses nationwide in challenges to onerous licensing regimes, anti-competitive titling restrictions, Certificate of Need (“competitor’s veto”) laws, and other forms of unnecessary red tape that block economic opportunity.
Prior to this role, Anastasia developed nearly a dozen constitutional challenges to Certificate of Need laws across the country, helping spur legislative reform in Montana, Pennsylvania, and West Virginia. Her victories include a ruling invalidating Houston’s busking restrictions, multiple appellate decisions expanding access to the courts for civil rights plaintiffs, and the legislative repeal of Virginia’s happy-hour advertising ban.
Her writings on law and liberty have been featured in USA Today, The Washington Post, The Wall Street Journal, the Los Angeles Times, the Chicago Tribune, Forbes, and more, and she has appeared on Headline News, CBS News, Fox News, ReasonTV, Newsmax, and John Stossel. In 2020, she was featured on Libertarian Party presidential candidate Jo Jorgensen’s Supreme Court shortlist.
Anastasia earned her BA with dean’s honors from the University of California, Santa Barbara, and her JD from Georgetown University Law Center, where she was research assistant to Professor Randy E. Barnett—the “intellectual godfather” of the constitutional challenge to Obamacare. She is the co-creator of the podcast Dissed, about infamous Supreme Court dissents. She authors the biweekly newsletter SCOTUS Scoop and the column, “In Dissent” for SCOTUSblog.
Partner, Wiley Rein, LLP
Megan L. Brown is a partner at Wiley Rein LLP. She has significant litigation, appellate and regulatory experience before state and federal courts and agencies.
Ms. Brown helps businesses respond to federal, state and local regulation and investigations raising administrative law, statutory interpretation, and constitutional issues, including the First Amendment.
Lecturer, Berkeley Law
Ann M. Ravel was nominated to the Federal Election Commission by President Barack Obama on June 21, 2013. After her appointment received the unanimous consent of the United States Senate, Ms. Ravel joined the Commission on October 25, 2013. She served as Chair of the Commission for 2015 and Vice Chair for 2014 before leaving in 2017.
Previously, Ms. Ravel served as Chair of the California Fair Political Practices Commission (FPPC), to which Governor Edmund G. Brown, Jr. appointed her. At the FPPC, Ms. Ravel oversaw the regulation of campaign finance, lobbyist registration and reporting, and ethics and conflicts of interest related to officeholders and public employees. During her tenure at the FPPC, Ms. Ravel was instrumental in the creation of the States’ Unified Network (SUN) Center, a web-based center for sharing information on campaign finance.
Before joining the FPPC, Ms. Ravel served as Deputy Assistant Attorney General for Torts and Consumer Litigation in the Civil Division of the United States Department of Justice. Ms. Ravel also worked as an attorney in the Santa Clara County Counsel’s Office, ultimately serving as the appointed County Counsel from 1998 until 2009. Ms. Ravel represented the County and its elected officials, provided advice on the state Political Reform Act, and initiated groundbreaking programs in elder abuse litigation, educational rights, and consumer litigation on behalf of the Santa Clara County government and the community.
Ms. Ravel has served as an elected Governor on the Board of Governors of the State Bar of California, a member of the Judicial Council of the State of California, and Chair of the Commission on Judicial Nominees Evaluation. In 2014, she was named a California Attorney of the Year by California Lawyer magazine for her work in Government law, and in 2007, the State Bar of California named Ms. Ravel Public Attorney of the Year for her contributions to public service.
Ms. Ravel received her B.A. from the University of California, Berkeley and her J.D. from the University of California, Hastings College of the Law. Ms. Ravel is the daughter of a Latin American immigrant mother and an American father. She was raised in Latin America before her family settled in the San Francisco Bay area, which she considers home.
Research Fellow, American Institute for Economic Research
Peter C. Earle is an economist and writer who joined AIER in 2018. Prior to that spent over 20 years as a trader and analyst at a number of securities firms and hedge funds in the New York metropolitan area, as well as running a gaming and cryptocurrency consultancy.
His research focuses on financial markets, cryptocurrencies, monetary policy-related issues, the economics of games, and problems in economic measurement. He has been quoted by the Wall Street Journal, Bloomberg, Reuters, CNBC, Grant’s Interest Rate Observer, NPR, and in numerous other media outlets and publications.
Pete holds an MA in Applied Economics from American University, an MBA (Finance), and a BS in Engineering from the United States Military Academy at West Point. Follow him on Twitter.
Principal, Ely & Company, Inc.
Bert Ely has specialized in deposit insurance and banking structure issues since 1981. In 1986, he became an early predictor of the S&L crisis and a taxpayer bailout of the FSLIC. In 1991, he was the first person to correctly predict the non-crisis in commercial banking; in 1992, he predicted an eventual taxpayer bailout of the Japanese banking system.
Bert continuously monitors conditions in the banking and S&L industries, monetary policy, and the growing federalization of credit risk. He has helped to draft legislation to enact the cross-guarantee concept for privatizing banking regulation and its related deposit insurance and systemic risks. He has testified on numerous occasions before congressional committees on banking issues and he often speaks on these matters to bankers and others.
Bert first established his consulting practice in 1972. Before that, he was the chief financial officer of a public company, a consultant with Touche, Ross & Company, and an auditor with Ernst & Ernst. He received his MBA from the Harvard Business School in 1968 and his Bachelor's degree in economics in 1964 from Case Western Reserve University.
Senior Counsel, Willkie Farr & Gallagher LLP
J. Christopher “Chris” Giancarlo is senior counsel at Willkie Farr & Gallagher LLP, based in the firm’s New York office. Chris served as the thirteenth Chairman of the U.S. Commodity Futures Trading Commission (CFTC), where he oversaw regulation of the futures, options and swaps derivatives markets. Chris was also a successful entrepreneur helping GFI Group Inc. grow into a leading trading platform and technology vendor to global markets for OTC swaps and other derivatives and managing GFI’s successful private equity financing and IPO.
Chris is a renowned blockchain technology advocate and key contributor to the global discourse on cryptocurrencies and digital assets. During his tenure at the CFTC (2014-2019), Chris oversaw the first bitcoin futures products entering the marketplace and applied a “Do No Harm” regulatory approach towards blockchain technology.
Chris has testified often about financial and derivatives markets before the U.S. Congress and EU Parliament and is a frequent guest on broadcast radio and television, including BloombergTV, CNBC, Fox Business and the BBC, as well as podcasts such as “Unchained” and “CoinDesk.” Chris has written and spoken extensively on public policy, legal and other matters involving technology and the financial markets and has authored numerous white papers, articles and op-eds that have been published in The Wall Street Journal, Financial Times, Cato Journal, New York Law Journal, Les Echos and Coinbase.
Chris has over 45,000 followers on Twitter as @giancarloMKTS where he is known as “CryptoDad.”
Senior Fellow, Mises Institute
Alex J. Pollock is a Senior Fellow with the Mises Institute, providing thought and policy leadership on financial issues and the study of financial systems. His work includes cycles of booms and busts, financial crises with their political responses, housing finance, government-sponsored enterprises, risk and uncertainty, central banking, banking and financial regulation, corporate governance, retirement finance, student loans, and the politics of finance.
He previously served as the Principal Deputy Director of the Office of Financial Research in the U.S. Treasury Department 2019-2021. He was a Distinguished Senior Fellow with the R Street Institute 2015-2019 and 2021, and a resident fellow at the American Enterprise Institute, 2004-2015. Among the many aspects of his AEI work, he developed the One Page Mortgage Form to give borrowers in clear form the key information they need in order to know what they are committing themselves to. He was President and CEO of the Federal Home Loan Bank of Chicago from 1991 to 2004. There he invented the Mortgage Partnership Finance program, which successfully created front-end mortgage credit risk sharing beginning in 1997. His decades of banking experience include being a Visiting Scholar at the Federal Reserve Bank of St. Louis, 1991.
Pollock was a director of the CME Group 2004-2019 and of Ascendium Education Group 1989-2019. He is a director and past-chairman of the Great Books Foundation and a past president of the International Union for Housing Finance.
He is the co-author of Surprised Again! - The COVID Crisis and the New Market Bubble (2022), and the author of Finance and Philosophy—Why We’re Always Surprised (2018) and Boom and Bust: Financial Cycles and Human Prosperity (2011), as well as numerous articles and Congressional testimony.
Pollock is a graduate of Williams College, the University of Chicago, and Princeton University.
His work is available on alexjpollock.com.
Director of Equality and Opportunity Litigation, Pacific Legal Foundation
Joshua directs the litigation for PLF’s Equality and Opportunity Program, where he fights to dismantle unconstitutional barriers to opportunity, freeing individuals to rise based on their choices, character, and ability.
Joshua joined PLF as an attorney in 2007. His litigation practice has covered all PLF subject areas with a particular focus on equality and opportunity. Joshua argued PLF’s 13th case before the United States Supreme Court, Cedar Point Nursery v. Hassid, where the court ruled that a California regulation that allowed union organizers onto private property violated the Fifth Amendment’s Takings Clause. Other litigation highlights of his include ending a decades-long racial quota in Hartford, Connecticut, lifting a ban on boys’ dancing in Minnesota, and vindicating an entrepreneur’s right to start a moving business in Kentucky.
Joshua’s writings have been published by the USA Today, Wall Street Journal, and Washington Post. And his research has been published in journals such as Texas Review of Law & Politics, Alabama Civil Rights & Civil Liberties Law Review, Journal of Civil Rights & Economic Development, and Northern Illinois University Law Review. He has appeared on national television and radio, including PBS Newshour, NPR’s All things Considered, Stossel, and Univision.
Joshua earned his BA with distinction from the University of Wisconsin-Madison with a triple major in political science, international relations, and German. He earned his JD cum laude from Michigan State College of Law where he was on the law review and trial practice institute. Joshua lives in Sacramento, California with his wife and three children. He loves playing chess and rooting for Wisconsin sports teams.
Joshua is a member of the bar only in the state of California.
Editor, The Weekly Standard
William Kristol is the editor of The Weekly Standard. He is also a regular panelist on Fox News Sunday, a contributor for the Fox News Channel, and a monthly columnist for the Washington Post. Before starting the Weekly Standard in 1995, Mr. Kristol led the Project for the Republican Future, where he helped shape the strategy that produced the 1994 Republican congressional victory. Prior to that, Mr. Kristol served as chief of staff to Vice President Dan Quayle during the first Bush Administration, and to Education Secretary William Bennett under President Reagan. Before coming to Washington in 1985, Mr. Kristol was on the faculty of Harvard University’s Kennedy School of Government and the Department of Political Science at the University of Pennsylvania.
Founder, Eagle Forum
Phyllis Schlafly was a national leader of the conservative movement since the publication of her best-selling 1964 book, A Choice Not An Echo. She created the pro-family movement in 1972, when she started her national volunteer organization called Eagle Forum. In a ten-year battle, Mrs. Schlafly led the pro-family movement to victory over the principal legislative goal of the radical feminists, called the Equal Rights Amendment. An articulate and successful opponent of the radical feminist movement, she debated on college campuses more frequently than any other conservative. She was named one of the 100 most important women of the 20th century by the Ladies’ Home Journal.
Mrs. Schlafly’s monthly newsletter called The Phyllis Schlafly Report was published for fifty years. At her request, the monthly newsletter was renamed after her death to the Eagle Forum Report: the Successor to The Phyllis Schlafly Report. Eagle Forum is the publisher of the Eagle Forum Report.
Her syndicated column appeared in 100 newspapers, and on many conservative websites.
Mrs. Schlafly was the author or editor of 27 books on subjects as varied as family and feminism (The Power of the Positive Woman and Feminist Fantasies); the judiciary (The Supremacists: The Tyranny of Judges and How to Stop It); religion (No Higher Power: Obama’s War on Religious Freedom); nuclear strategy (Strike From Space and Kissinger on the Couch); education (Child Abuse in the Classroom); child care (Who Will Rock the Cradle?); and phonics (First Reader and Turbo Reader).
Mrs. Schlafly was a lawyer and served as a member of the Commission on the Bicentennial of the U.S. Constitution, 1985-1991, appointed by President Ronald Reagan. She testified before more than 50 Congressional and State Legislative committees on constitutional, national defense, and family issues.
Mrs. Schlafly was a Phi Beta Kappa graduate of Washington University, received her Master’s in Political Science from Harvard University, and received her J.D. from Washington University Law School. In 2008, Washington University/St. Louis awarded Phyllis Schlafly an honorary Doctor of Humane Letters.
Phyllis Schlafly was America’s best-known advocate of the dignity and honor that we as a society owe to the role of fulltime homemaker. The mother of six children, she was the 1992 Illinois Mother of the Year.
Author, Journalist, Researcher, and Consultant
Karl Zinsmeister is an experienced executive, original researcher, and productive author with deep analytical, communications, public-policy, creative, and marketing skills—including high-level experience managing a range of publications, businesses, nonprofits, and government agencies. He is currently a consultant to major business figures and wealth creators as a designer of large-scale philanthropy projects, historian of American civil society, and expert on social reform and culture change.
He has written a dozen books—embedded war reporting, histories, political analysis, reference works, a novel, literary collections, academic volumes, a storytelling cookbook, even a book-length Marvel comic book. Two of his works have recently been optioned for development into a television series and a documentary film. He has edited or co-produced many other books.
Zinsmeister's magazine and newspaper journalism totals several hundred articles. These have been published in a wide range of national publications, from cover stories for The Atlantic to essays in the Wall Street Journal, where he is a frequent contributor. Karl also has more than two decades of experience as an Editor in Chief, managing writing, artistic, and business teams producing nationally circulated magazines of thought and culture.
He created The Almanac of American Philanthropy—the authoritative 1,342-page reference on private giving that is often referred to as “the bible” documenting America's distinctive tradition of solving major problems through civil society and voluntary action. Between cash contributions and volunteer labor, philanthropy is approaching the trillion-dollar level as an annual undertaking in the U.S., and it is one of our country's most potent sources of social innovation and improvement.
Zinsmeister established the nation's first independent advisory on philanthropy for veterans and servicemembers. He raised $15 million and designed an unprecedented randomized-control experiment to prove out better ways of assisting men and women injured during military service.
He created the “Sweet Charity” podcast, presenting 5-10 minute stories on important achievements in philanthropic creativity. He wrote and edited a series of “Wise Giver's Guides” offering donors practical help in specific fields. The volumes he authored himself include one analyzing charter schools, and another on the relationship between philanthropy and public policy.
In response to national concern over polarization and government stalemate, Zinsmeister researched and released a political/historical work What Comes Next?, describing how America can be dramatically improved by private actors even amidst political gridlock, documented by encouraging examples from our past.
From 2006 to 2009 Zinsmeister served in the West Wing as President George W. Bush’s chief domestic policy adviser. His responsibilities stretched across many issues: the formulation of new immigration policies, the mortgage and student-loan credit crises, stem-cell and biotechnology innovation, improving care for military veterans, school reform, issues in health, transportation, environmental quality, and national competitiveness.
Earlier in his career Karl was a U.S. Senate aide to Senator Daniel Patrick Moynihan. He has been an adviser to many public policy groups, and has testified before Congressional committees and Presidential commissions on topics including family issues, economic policy, and the Iraq war.
For more than a decade, Zinsmeister occupied the J. B. Fuqua Chair at the American Enterprise Institute, a premier Washington, D.C. think tank, where he researched economic, demographic, and cultural topics. While there he created an acclaimed national monthly magazine of politics, business, and culture, The American Enterprise. Author and former Cabinet Secretary William Bennett called it “one of America’s finest magazines.... intellectually interesting, well-written, lively, wide-ranging, and above all useful.” Zinsmeister wrote nearly 300 articles for the magazine, and conducted interviews with public figures extending from Rudy Giuliani to Pat Moynihan, Andres Duany to Rupert Murdoch.
In concert with his wife, Zinsmeister conceived and produced a feature documentary film entitled Warriors that aired nationally on PBS in 2007. The film won $450,000 of funding from the Corporation for Public Broadcasting in a major international competition. It presented personal profiles of America’s fighting forces via on-the-scene footage that Zinsmeister and two combat cameramen shot in Iraq. The New York Times described Warriors as “entirely compelling.” Footage from the film was used as a plot item in the final week of the HBO television series The Sopranos.
In the private sector, Zinsmeister was an executive in his native region of upstate New York at the Stickley company—an historic firm that designs, manufactures, and markets iconic American Arts & Crafts furniture designs worldwide. His responsibilities included marketing and sales, advertising, catalogs, photography, websites, communications, the Stickley Museum, some product design, and the modernization of many business and data systems. Zinsmeister has also operated his own businesses over a period of years, including designing, financing, renovating, and building eight properties with historic appeal, in Washington and New York.
A graduate of Yale University, Zinsmeister did further studies at Trinity College Dublin in Ireland. During college he won national rowing championships in both the U.S. and Ireland. He has given hundreds of public lectures, originated a weekly radio commentary syndicated to 100 stations, and appeared often on a wide variety of national television and radio programs. He has lived, worked, or traveled in 40 countries, and nearly every U.S. state. He holds the highest U.S. security clearance.
Zinsmeister is married and has three grown children. He is an active outdoorsman, enjoys extended wilderness backpacking trips, and swims, bicycles, sculls, skis, and hikes often. He has been an avid photographer, woodworker, gardener and keeper of hens, taught Sunday school, and sung in church choirs. He currently lives in Washington, D.C. on a houseboat he designed and built himself.
Writer, Historian, and Lecturer
Elizabeth Ann Fox-Genovese (May 28, 1941 – January 2, 2007) was an American historian best known for her works on women and society in the Antebellum South. A Marxist early on in her career, she later converted to Roman Catholicism and became a primary voice of the conservative women's movement. She was awarded the National Humanities Medal in 2003.
Voss-Bascom Professor of Law, University of Wisconsin Law School
Jane Larson (1958–2011) was the Voss-Bascom Professor of Law at the University of Wisconsin Law School.
Jane was born in Omaha, Neb., the oldest daughter of Donald G. and Wilma M. Larson. She graduated from Alameda West High School in Pleasanton, Calif. She received her undergraduate degree Phi Beta Kappa with a specialization in women's history from Macalester College in 1980. She received her law degree with high honors from the University of Minnesota Law School in 1985. She worked as a judicial clerk for Justice Rosalie Wahl of the Minnesota Supreme Court and for Judge Theodore McMillian of the U.S. Court of Appeals for the Eighth Circuit. From 1987 to 1990, she was an associate at the Washington, D.C., law firm of Powell, Goldstein, Frazer & Murphy.
In 1990, she joined the law faculty at Northwestern University School of Law, where she published a series of noted articles on legal history, property rights and social regulation, with particular emphasis on the rights of women and the poor (for example, "Free Markets Deep in the Heart of Texas," Georgetown Law Journal, 1995.) In 1996, she joined the faculty of University of Wisconsin Law School, where she continued her writing and lecturing on feminist legal theory and property law. Her academic writing has been called "a model of how to integrate the history of doctrine with the surrounding social values." She was an inspiring teacher, a self-taught decoder of Oriental rugs, and a jazz aficionado who requested Coltrane in lieu of epidural during the birth of her son, Simon. When she retired in October 2011, she was the Voss-Bascom Professor of Law.
Writer, Historian, and Lecturer
Elizabeth Ann Fox-Genovese (May 28, 1941 – January 2, 2007) was an American historian best known for her works on women and society in the Antebellum South. A Marxist early on in her career, she later converted to Roman Catholicism and became a primary voice of the conservative women's movement. She was awarded the National Humanities Medal in 2003.
Editor, The Weekly Standard
William Kristol is the editor of The Weekly Standard. He is also a regular panelist on Fox News Sunday, a contributor for the Fox News Channel, and a monthly columnist for the Washington Post. Before starting the Weekly Standard in 1995, Mr. Kristol led the Project for the Republican Future, where he helped shape the strategy that produced the 1994 Republican congressional victory. Prior to that, Mr. Kristol served as chief of staff to Vice President Dan Quayle during the first Bush Administration, and to Education Secretary William Bennett under President Reagan. Before coming to Washington in 1985, Mr. Kristol was on the faculty of Harvard University’s Kennedy School of Government and the Department of Political Science at the University of Pennsylvania.
Voss-Bascom Professor of Law, University of Wisconsin Law School
Jane Larson (1958–2011) was the Voss-Bascom Professor of Law at the University of Wisconsin Law School.
Jane was born in Omaha, Neb., the oldest daughter of Donald G. and Wilma M. Larson. She graduated from Alameda West High School in Pleasanton, Calif. She received her undergraduate degree Phi Beta Kappa with a specialization in women's history from Macalester College in 1980. She received her law degree with high honors from the University of Minnesota Law School in 1985. She worked as a judicial clerk for Justice Rosalie Wahl of the Minnesota Supreme Court and for Judge Theodore McMillian of the U.S. Court of Appeals for the Eighth Circuit. From 1987 to 1990, she was an associate at the Washington, D.C., law firm of Powell, Goldstein, Frazer & Murphy.
In 1990, she joined the law faculty at Northwestern University School of Law, where she published a series of noted articles on legal history, property rights and social regulation, with particular emphasis on the rights of women and the poor (for example, "Free Markets Deep in the Heart of Texas," Georgetown Law Journal, 1995.) In 1996, she joined the faculty of University of Wisconsin Law School, where she continued her writing and lecturing on feminist legal theory and property law. Her academic writing has been called "a model of how to integrate the history of doctrine with the surrounding social values." She was an inspiring teacher, a self-taught decoder of Oriental rugs, and a jazz aficionado who requested Coltrane in lieu of epidural during the birth of her son, Simon. When she retired in October 2011, she was the Voss-Bascom Professor of Law.
Founder, Eagle Forum
Phyllis Schlafly was a national leader of the conservative movement since the publication of her best-selling 1964 book, A Choice Not An Echo. She created the pro-family movement in 1972, when she started her national volunteer organization called Eagle Forum. In a ten-year battle, Mrs. Schlafly led the pro-family movement to victory over the principal legislative goal of the radical feminists, called the Equal Rights Amendment. An articulate and successful opponent of the radical feminist movement, she debated on college campuses more frequently than any other conservative. She was named one of the 100 most important women of the 20th century by the Ladies’ Home Journal.
Mrs. Schlafly’s monthly newsletter called The Phyllis Schlafly Report was published for fifty years. At her request, the monthly newsletter was renamed after her death to the Eagle Forum Report: the Successor to The Phyllis Schlafly Report. Eagle Forum is the publisher of the Eagle Forum Report.
Her syndicated column appeared in 100 newspapers, and on many conservative websites.
Mrs. Schlafly was the author or editor of 27 books on subjects as varied as family and feminism (The Power of the Positive Woman and Feminist Fantasies); the judiciary (The Supremacists: The Tyranny of Judges and How to Stop It); religion (No Higher Power: Obama’s War on Religious Freedom); nuclear strategy (Strike From Space and Kissinger on the Couch); education (Child Abuse in the Classroom); child care (Who Will Rock the Cradle?); and phonics (First Reader and Turbo Reader).
Mrs. Schlafly was a lawyer and served as a member of the Commission on the Bicentennial of the U.S. Constitution, 1985-1991, appointed by President Ronald Reagan. She testified before more than 50 Congressional and State Legislative committees on constitutional, national defense, and family issues.
Mrs. Schlafly was a Phi Beta Kappa graduate of Washington University, received her Master’s in Political Science from Harvard University, and received her J.D. from Washington University Law School. In 2008, Washington University/St. Louis awarded Phyllis Schlafly an honorary Doctor of Humane Letters.
Phyllis Schlafly was America’s best-known advocate of the dignity and honor that we as a society owe to the role of fulltime homemaker. The mother of six children, she was the 1992 Illinois Mother of the Year.
Author, Journalist, Researcher, and Consultant
Karl Zinsmeister is an experienced executive, original researcher, and productive author with deep analytical, communications, public-policy, creative, and marketing skills—including high-level experience managing a range of publications, businesses, nonprofits, and government agencies. He is currently a consultant to major business figures and wealth creators as a designer of large-scale philanthropy projects, historian of American civil society, and expert on social reform and culture change.
He has written a dozen books—embedded war reporting, histories, political analysis, reference works, a novel, literary collections, academic volumes, a storytelling cookbook, even a book-length Marvel comic book. Two of his works have recently been optioned for development into a television series and a documentary film. He has edited or co-produced many other books.
Zinsmeister's magazine and newspaper journalism totals several hundred articles. These have been published in a wide range of national publications, from cover stories for The Atlantic to essays in the Wall Street Journal, where he is a frequent contributor. Karl also has more than two decades of experience as an Editor in Chief, managing writing, artistic, and business teams producing nationally circulated magazines of thought and culture.
He created The Almanac of American Philanthropy—the authoritative 1,342-page reference on private giving that is often referred to as “the bible” documenting America's distinctive tradition of solving major problems through civil society and voluntary action. Between cash contributions and volunteer labor, philanthropy is approaching the trillion-dollar level as an annual undertaking in the U.S., and it is one of our country's most potent sources of social innovation and improvement.
Zinsmeister established the nation's first independent advisory on philanthropy for veterans and servicemembers. He raised $15 million and designed an unprecedented randomized-control experiment to prove out better ways of assisting men and women injured during military service.
He created the “Sweet Charity” podcast, presenting 5-10 minute stories on important achievements in philanthropic creativity. He wrote and edited a series of “Wise Giver's Guides” offering donors practical help in specific fields. The volumes he authored himself include one analyzing charter schools, and another on the relationship between philanthropy and public policy.
In response to national concern over polarization and government stalemate, Zinsmeister researched and released a political/historical work What Comes Next?, describing how America can be dramatically improved by private actors even amidst political gridlock, documented by encouraging examples from our past.
From 2006 to 2009 Zinsmeister served in the West Wing as President George W. Bush’s chief domestic policy adviser. His responsibilities stretched across many issues: the formulation of new immigration policies, the mortgage and student-loan credit crises, stem-cell and biotechnology innovation, improving care for military veterans, school reform, issues in health, transportation, environmental quality, and national competitiveness.
Earlier in his career Karl was a U.S. Senate aide to Senator Daniel Patrick Moynihan. He has been an adviser to many public policy groups, and has testified before Congressional committees and Presidential commissions on topics including family issues, economic policy, and the Iraq war.
For more than a decade, Zinsmeister occupied the J. B. Fuqua Chair at the American Enterprise Institute, a premier Washington, D.C. think tank, where he researched economic, demographic, and cultural topics. While there he created an acclaimed national monthly magazine of politics, business, and culture, The American Enterprise. Author and former Cabinet Secretary William Bennett called it “one of America’s finest magazines.... intellectually interesting, well-written, lively, wide-ranging, and above all useful.” Zinsmeister wrote nearly 300 articles for the magazine, and conducted interviews with public figures extending from Rudy Giuliani to Pat Moynihan, Andres Duany to Rupert Murdoch.
In concert with his wife, Zinsmeister conceived and produced a feature documentary film entitled Warriors that aired nationally on PBS in 2007. The film won $450,000 of funding from the Corporation for Public Broadcasting in a major international competition. It presented personal profiles of America’s fighting forces via on-the-scene footage that Zinsmeister and two combat cameramen shot in Iraq. The New York Times described Warriors as “entirely compelling.” Footage from the film was used as a plot item in the final week of the HBO television series The Sopranos.
In the private sector, Zinsmeister was an executive in his native region of upstate New York at the Stickley company—an historic firm that designs, manufactures, and markets iconic American Arts & Crafts furniture designs worldwide. His responsibilities included marketing and sales, advertising, catalogs, photography, websites, communications, the Stickley Museum, some product design, and the modernization of many business and data systems. Zinsmeister has also operated his own businesses over a period of years, including designing, financing, renovating, and building eight properties with historic appeal, in Washington and New York.
A graduate of Yale University, Zinsmeister did further studies at Trinity College Dublin in Ireland. During college he won national rowing championships in both the U.S. and Ireland. He has given hundreds of public lectures, originated a weekly radio commentary syndicated to 100 stations, and appeared often on a wide variety of national television and radio programs. He has lived, worked, or traveled in 40 countries, and nearly every U.S. state. He holds the highest U.S. security clearance.
Zinsmeister is married and has three grown children. He is an active outdoorsman, enjoys extended wilderness backpacking trips, and swims, bicycles, sculls, skis, and hikes often. He has been an avid photographer, woodworker, gardener and keeper of hens, taught Sunday school, and sung in church choirs. He currently lives in Washington, D.C. on a houseboat he designed and built himself.
Thomas B. Pahl is the Retired Deputy Director of the CFPB where he served from July 2020 through January 2021. Before his term at the CFPB, Pahl served as Policy Associate Director for Research, Markets, and Regulations beginning in April 2018. Previously, Pahl was the Acting Director of the Bureau of Consumer Protection at the Federal Trade Commission.
From 2013–2016, Tom served as Managing Counsel for the Office of Regulations at the CFPB. He has also held previous roles at the FTC focused on enforcement, rulemaking, and policy on financial services matters, including Assistant Director of the Division of Financial Practices. Pahl received his BA from the College of St. Thomas and his JD from Northwestern University School of Law.
Lecturer on Law, Harvard Law School
Harvard Law School
David Silberman has been involved in consumer finance issues from a wide range of perspectives for over three decades. As President and CEO of Union Privilege, an affiliate of the AFL-CIO, he led the development and oversaw the delivery of a range of consumer financial products and services to union members. After leaving Union Privilege, Mr. Silberman served as General Counsel and Executive Vice President of the Kessler Financial Services, a privately-held company providing marketing and advisory services to financial institutions and their affinity-group partners.
Following the passage of the Dodd-Frank Act in 2010, Mr. Silberman joined the implementation team for the Consumer Financial Protection Bureau and in 2011 was named the Associate Director for the Division of Research, Markets, and Regulations. In 2016-2017, he also served as the Acting Deputy Director for the CFPB. Mr. Silberman retired from the CFPB in 2020, and now serves as a Senior Fellow at the Center for Responsible Lending , Senior Advisor to the Financial Health Network, and an Adjunct Professor at the McCourt School for Public Policy at Georgetown University. He also serves on the Advisory Board of the Alliance for Innovative Regulation and as a member of the Advisory Committee of FinRegLab.
Mr. Silberman is a graduate of Brandeis University and of the Harvard Law School. He began his legal career as a law clerk to Chief Judge David Bazelon of the United States Court of Appeals for the District of Columbia Circuit and Supreme Court Justice Thurgood Marshall. Before becoming involved with consumer financial services, Mr. Silberman was a labor lawyer with the firm of Bredhoff & Kaiser and as Deputy General Counsel of the AFL-CIO.
Managing Director, Banking Supervision and Regulation Group, Patomak Global Partners
Brian Johnson is Managing Director in the Banking Supervision and Regulation Group at Patomak Global Partners.
In this role, Mr. Johnson spearheads projects related to the regulation of consumer financial products under Keith Noreika, Executive Vice President and Chairman of the Banking Supervision and Regulation Group and former acting Comptroller of the Currency.
Prior to joining Patomak, Mr. Johnson was a partner in Alston & Bird LLP’s financial services and products group. There, he advised financial institutions on consumer finance regulatory issues relating to product compliance, examination, enforcement investigations, and compliance management systems, and on strategic engagement with independent federal regulatory agencies and with Congress.
Mr. Johnson previously served as Deputy Director of the Consumer Financial Protection Bureau (CFPB), where he oversaw the agency’s rulemaking, supervision, and enforcement activities. He conceived and led the creation of high-profile agency initiatives, including the Office of Innovation, Taskforce on Federal Consumer Financial Law, policy symposia series, and Start Small, Save Up emergency savings program. He also served as the CFPB representative to the Financial Stability Oversight Council Deputies’ Committee and advised on interagency matters involving the Federal Deposit Insurance Corporation and the Federal Financial Institutions Examination Council.
Mr. Johnson held various positions on Capitol Hill, including policy director and chief financial institutions counsel on the House Committee on Financial Services, where his portfolio covered consumer protection and credit, mortgage origination, credit reporting, banking, and data security. His efforts on the committee involved drafting legislation to provide regulatory relief to bank, credit union, and nondepository financial institutions, as well as conducting oversight of the activities of the CFPB, Financial Stability Oversight Council, Federal Deposit Insurance Corporation, Office of Financial Research, Office of the Comptroller of the Currency, Federal Reserve System, and National Credit Union Administration.
Mr. Johnson received his juris doctorate from the University of Virginia School of Law and his bachelor’s in economics from the University of Virginia.
John J. Flynn Endowed Professor of Law, University of Utah S.J. Quinney College of Law
Christopher Peterson is the John J. Flynn Endowed Professor of Law at the University of Utah's S.J. Quinney College of Law. He previously served as a Special Advisor in the Office of the Director at the United States Consumer Financial Protection Bureau, as a Special Advisor in the Office of Legal Policy for Personnel and Readiness in the United States Department of Defense, and as Senior Counsel for Enforcement Policy and Strategy in the Consumer Financial Protection Bureau's Office of Enforcement. Professor Peterson has written dozens of scholarly articles and published three books on consumer finance. He has frequently testified in Congressional hearings and has presented his research to the Federal Deposit Insurance Corporation, the Federal Reserve Board of Governors, and at the White House in both Democratic and Republican administrations. He is a fellow of the American College of Consumer Financial Services Lawyers, the American Bar Association's Consumer Financial Services Committee, and serves on the community advisory board of the American Fintech Council. Professor Peterson is a recipient of the National Association of Consumer Agency Administrators’ Consumer Advocate of the Year award and the Pentagon’s Office of the Secretary of Defense Award for Excellence.
Partner, Alston & Bird
Nanci Weissgold is a co-leader of both Alston & Bird's Financial Services & Products Group and the firm’s Consumer Financial Services Team. As an acknowledged authority in her field, Nanci maintains a national practice on matters relating to consumer financial products and services and represent clients (including residential mortgage servicers, as well banks, non-bank consumer lenders, technology providers for the consumer financial services industry, AMC’s, and investors) in federal and state regulatory, supervisory, and enforcement matters. Nanci acts as regulatory counsel in connection with investments or acquisitions and perform compliance due diligence. Nanci is frequently called upon to provide litigation support and assist in the development of compliance management systems.
Nanci is a frequent speaker and presenter at legal and industry conferences and webinars, and has published numerous articles on mortgage banking, valuation, and consumer finance related topics. She served as articles editor of the Administrative Law Journal at American University. Nanci is a Fellow of the American College of Consumer Financial Services Lawyers and serves on the nominating committee for the Board of Regents. She is peer rated in the Martindale-Hubbell® directory as AV Preeminent®, the highest level of professional excellence. Nanci is nationally ranked by Chambers USA in Financial Services Regulation: Consumer Finance (Compliance), and in 2018, she was honored by the Burton Awards as a recipient of a “Law360 Distinguished Legal Writing Award.”
George Mason University Foundation Professor of Law, Antonin Scalia Law School, George Mason University
TODD J. ZYWICKI is George Mason University Foundation Professor of Law at Antonin Scalia Law School at George Mason University and Research Fellow of the George Mason Law and Economics Center. During the Fall 2023 semester he served as the Visiting Scholar in Conservative Thought and Policy for the Bruce Benson Center for the Study of Western Civilization at the University of Colorado-Boulder. From 2020-2021 he was Chair of the Consumer Financial Protection Bureau Taskforce on Federal Consumer Financial Law. In 2021 he was inducted to the American College of Consumer Financial Services Lawyers. He is also a Senior Fellow of the F.A. Hayek Program for the Advanced Study of Politics, Philosophy, and Economics at George Mason University and a former Senior Fellow of the Cato Institute. From 2015-2017 he was Executive Director of the George Mason Law and Economics Center. He served as Co-Editor of the Supreme Court Economic Review from 2006-2017. From 2003-2004, Professor Zywicki served as the Director of the Office of Policy Planning at the Federal Trade Commission. He has also taught at Vanderbilt University Law School, Georgetown University Law Center, Boston College Law School, Mississippi College School of Law, and China University of Political Science and Law.
Professor Zywicki clerked for Judge Jerry E. Smith of the U.S. Court of Appeals for the Fifth Circuit and worked as an associate at Alston & Bird in Atlanta, Georgia, where he practiced bankruptcy and commercial law. He received his J.D. from the University of Virginia, where he was executive editor of the Virginia Tax Review and John M. Olin Scholar in Law and Economics. Professor Zywicki also received an M.A. in Economics from Clemson University and an A.B. cum Laude with high honors in his major from Dartmouth College.
Professor Zywicki is also a Lone Mountain Fellow of the Property and Environment Research Center, a Fellow of the International Centre for Economic Research in Turin, Italy, and a former Senior Fellow of the Goldwater Institute. During the Fall 2008 Semester Professor Zywicki was the Searle Fellow of the George Mason University School of Law and was a 2008-09 W. Glenn Campbell and Rita Ricardo-Campbell National Fellow and the Arch W. Shaw National Fellow at the Hoover Institution on War, Revolution and Peace. He has lectured and consulted with government officials around the world, including Iceland, Italy, Japan, and Guatemala. In 2006 Professor Zywicki served as a Member of the United States Department of Justice Study Group on “Identifying Fraud, Abuse and Errors in the United States Bankruptcy System.”
Professor Zywicki is the author of more than 130 articles in leading law reviews and peer-reviewed economics journals. He is one of the Top 10 most-cited law professors in the field of Commercial Law and one of the Top 25 law professors on Twitter as measured by engagement levels. He is one of the Top 50 Most Downloaded Law Authors at the Social Science Research Network. He has testified multiple times before Congress on issues of consumer bankruptcy law and consumer credit and is a frequent commentator on legal issues in the print and broadcast media, including the Wall Street Journal, New York Times, The Washington Post, The Washington Times, Nightline, The Newshour with Jim Lehrer, Neil Cavuto Show, Fox & Friends, Smerconish, Fox News @ Night with Shannon Bream, Fox Business, CNN, CNBC, Bloomberg News, BBC, The Diane Rehm Show, Lou Dobbs Show, Jerry Doyle Show, and The Laura Ingraham Show.
Professor Zywicki is former Chairman and a current member of the Board of Directors of the Competitive Enterprise Institute, and is a member of the Board of Directors of the Institute for Humane Studies, Bill of Rights Institute, the Executive Committee for the Federalist Society's Financial Institutions and E-Commerce Practice Group, the Board of Trustees of the Foundation for Research on Economics and the Environment. He formerly served on the Governing Board and the Advisory Council for the Financial Services Research Program at George Washington University School of Business. He is currently the Chair of the Academic Advisory Council for the following organizations: The Bill of Rights Institute, the film “We the People in IMAX,” and the McCormick-Tribune Foundation “Freedom Museum” in Chicago, Illinois. He is a member of the Board of Visitors of Ralston College and was a member of the Board of Trustees of Yorktown University. From 2005-2009 he served as an elected Alumni Trustee of the Dartmouth College Board of Trustees.
Managing Director, Banking Supervision and Regulation Group, Patomak Global Partners
Brian Johnson is Managing Director in the Banking Supervision and Regulation Group at Patomak Global Partners.
In this role, Mr. Johnson spearheads projects related to the regulation of consumer financial products under Keith Noreika, Executive Vice President and Chairman of the Banking Supervision and Regulation Group and former acting Comptroller of the Currency.
Prior to joining Patomak, Mr. Johnson was a partner in Alston & Bird LLP’s financial services and products group. There, he advised financial institutions on consumer finance regulatory issues relating to product compliance, examination, enforcement investigations, and compliance management systems, and on strategic engagement with independent federal regulatory agencies and with Congress.
Mr. Johnson previously served as Deputy Director of the Consumer Financial Protection Bureau (CFPB), where he oversaw the agency’s rulemaking, supervision, and enforcement activities. He conceived and led the creation of high-profile agency initiatives, including the Office of Innovation, Taskforce on Federal Consumer Financial Law, policy symposia series, and Start Small, Save Up emergency savings program. He also served as the CFPB representative to the Financial Stability Oversight Council Deputies’ Committee and advised on interagency matters involving the Federal Deposit Insurance Corporation and the Federal Financial Institutions Examination Council.
Mr. Johnson held various positions on Capitol Hill, including policy director and chief financial institutions counsel on the House Committee on Financial Services, where his portfolio covered consumer protection and credit, mortgage origination, credit reporting, banking, and data security. His efforts on the committee involved drafting legislation to provide regulatory relief to bank, credit union, and nondepository financial institutions, as well as conducting oversight of the activities of the CFPB, Financial Stability Oversight Council, Federal Deposit Insurance Corporation, Office of Financial Research, Office of the Comptroller of the Currency, Federal Reserve System, and National Credit Union Administration.
Mr. Johnson received his juris doctorate from the University of Virginia School of Law and his bachelor’s in economics from the University of Virginia.
John J. Flynn Endowed Professor of Law, University of Utah S.J. Quinney College of Law
Christopher Peterson is the John J. Flynn Endowed Professor of Law at the University of Utah's S.J. Quinney College of Law. He previously served as a Special Advisor in the Office of the Director at the United States Consumer Financial Protection Bureau, as a Special Advisor in the Office of Legal Policy for Personnel and Readiness in the United States Department of Defense, and as Senior Counsel for Enforcement Policy and Strategy in the Consumer Financial Protection Bureau's Office of Enforcement. Professor Peterson has written dozens of scholarly articles and published three books on consumer finance. He has frequently testified in Congressional hearings and has presented his research to the Federal Deposit Insurance Corporation, the Federal Reserve Board of Governors, and at the White House in both Democratic and Republican administrations. He is a fellow of the American College of Consumer Financial Services Lawyers, the American Bar Association's Consumer Financial Services Committee, and serves on the community advisory board of the American Fintech Council. Professor Peterson is a recipient of the National Association of Consumer Agency Administrators’ Consumer Advocate of the Year award and the Pentagon’s Office of the Secretary of Defense Award for Excellence.
Partner, Alston & Bird
Nanci Weissgold is a co-leader of both Alston & Bird's Financial Services & Products Group and the firm’s Consumer Financial Services Team. As an acknowledged authority in her field, Nanci maintains a national practice on matters relating to consumer financial products and services and represent clients (including residential mortgage servicers, as well banks, non-bank consumer lenders, technology providers for the consumer financial services industry, AMC’s, and investors) in federal and state regulatory, supervisory, and enforcement matters. Nanci acts as regulatory counsel in connection with investments or acquisitions and perform compliance due diligence. Nanci is frequently called upon to provide litigation support and assist in the development of compliance management systems.
Nanci is a frequent speaker and presenter at legal and industry conferences and webinars, and has published numerous articles on mortgage banking, valuation, and consumer finance related topics. She served as articles editor of the Administrative Law Journal at American University. Nanci is a Fellow of the American College of Consumer Financial Services Lawyers and serves on the nominating committee for the Board of Regents. She is peer rated in the Martindale-Hubbell® directory as AV Preeminent®, the highest level of professional excellence. Nanci is nationally ranked by Chambers USA in Financial Services Regulation: Consumer Finance (Compliance), and in 2018, she was honored by the Burton Awards as a recipient of a “Law360 Distinguished Legal Writing Award.”
George Mason University Foundation Professor of Law, Antonin Scalia Law School, George Mason University
TODD J. ZYWICKI is George Mason University Foundation Professor of Law at Antonin Scalia Law School at George Mason University and Research Fellow of the George Mason Law and Economics Center. During the Fall 2023 semester he served as the Visiting Scholar in Conservative Thought and Policy for the Bruce Benson Center for the Study of Western Civilization at the University of Colorado-Boulder. From 2020-2021 he was Chair of the Consumer Financial Protection Bureau Taskforce on Federal Consumer Financial Law. In 2021 he was inducted to the American College of Consumer Financial Services Lawyers. He is also a Senior Fellow of the F.A. Hayek Program for the Advanced Study of Politics, Philosophy, and Economics at George Mason University and a former Senior Fellow of the Cato Institute. From 2015-2017 he was Executive Director of the George Mason Law and Economics Center. He served as Co-Editor of the Supreme Court Economic Review from 2006-2017. From 2003-2004, Professor Zywicki served as the Director of the Office of Policy Planning at the Federal Trade Commission. He has also taught at Vanderbilt University Law School, Georgetown University Law Center, Boston College Law School, Mississippi College School of Law, and China University of Political Science and Law.
Professor Zywicki clerked for Judge Jerry E. Smith of the U.S. Court of Appeals for the Fifth Circuit and worked as an associate at Alston & Bird in Atlanta, Georgia, where he practiced bankruptcy and commercial law. He received his J.D. from the University of Virginia, where he was executive editor of the Virginia Tax Review and John M. Olin Scholar in Law and Economics. Professor Zywicki also received an M.A. in Economics from Clemson University and an A.B. cum Laude with high honors in his major from Dartmouth College.
Professor Zywicki is also a Lone Mountain Fellow of the Property and Environment Research Center, a Fellow of the International Centre for Economic Research in Turin, Italy, and a former Senior Fellow of the Goldwater Institute. During the Fall 2008 Semester Professor Zywicki was the Searle Fellow of the George Mason University School of Law and was a 2008-09 W. Glenn Campbell and Rita Ricardo-Campbell National Fellow and the Arch W. Shaw National Fellow at the Hoover Institution on War, Revolution and Peace. He has lectured and consulted with government officials around the world, including Iceland, Italy, Japan, and Guatemala. In 2006 Professor Zywicki served as a Member of the United States Department of Justice Study Group on “Identifying Fraud, Abuse and Errors in the United States Bankruptcy System.”
Professor Zywicki is the author of more than 130 articles in leading law reviews and peer-reviewed economics journals. He is one of the Top 10 most-cited law professors in the field of Commercial Law and one of the Top 25 law professors on Twitter as measured by engagement levels. He is one of the Top 50 Most Downloaded Law Authors at the Social Science Research Network. He has testified multiple times before Congress on issues of consumer bankruptcy law and consumer credit and is a frequent commentator on legal issues in the print and broadcast media, including the Wall Street Journal, New York Times, The Washington Post, The Washington Times, Nightline, The Newshour with Jim Lehrer, Neil Cavuto Show, Fox & Friends, Smerconish, Fox News @ Night with Shannon Bream, Fox Business, CNN, CNBC, Bloomberg News, BBC, The Diane Rehm Show, Lou Dobbs Show, Jerry Doyle Show, and The Laura Ingraham Show.
Professor Zywicki is former Chairman and a current member of the Board of Directors of the Competitive Enterprise Institute, and is a member of the Board of Directors of the Institute for Humane Studies, Bill of Rights Institute, the Executive Committee for the Federalist Society's Financial Institutions and E-Commerce Practice Group, the Board of Trustees of the Foundation for Research on Economics and the Environment. He formerly served on the Governing Board and the Advisory Council for the Financial Services Research Program at George Washington University School of Business. He is currently the Chair of the Academic Advisory Council for the following organizations: The Bill of Rights Institute, the film “We the People in IMAX,” and the McCormick-Tribune Foundation “Freedom Museum” in Chicago, Illinois. He is a member of the Board of Visitors of Ralston College and was a member of the Board of Trustees of Yorktown University. From 2005-2009 he served as an elected Alumni Trustee of the Dartmouth College Board of Trustees.
Managing Director, Banking Supervision and Regulation Group, Patomak Global Partners
Brian Johnson is Managing Director in the Banking Supervision and Regulation Group at Patomak Global Partners.
In this role, Mr. Johnson spearheads projects related to the regulation of consumer financial products under Keith Noreika, Executive Vice President and Chairman of the Banking Supervision and Regulation Group and former acting Comptroller of the Currency.
Prior to joining Patomak, Mr. Johnson was a partner in Alston & Bird LLP’s financial services and products group. There, he advised financial institutions on consumer finance regulatory issues relating to product compliance, examination, enforcement investigations, and compliance management systems, and on strategic engagement with independent federal regulatory agencies and with Congress.
Mr. Johnson previously served as Deputy Director of the Consumer Financial Protection Bureau (CFPB), where he oversaw the agency’s rulemaking, supervision, and enforcement activities. He conceived and led the creation of high-profile agency initiatives, including the Office of Innovation, Taskforce on Federal Consumer Financial Law, policy symposia series, and Start Small, Save Up emergency savings program. He also served as the CFPB representative to the Financial Stability Oversight Council Deputies’ Committee and advised on interagency matters involving the Federal Deposit Insurance Corporation and the Federal Financial Institutions Examination Council.
Mr. Johnson held various positions on Capitol Hill, including policy director and chief financial institutions counsel on the House Committee on Financial Services, where his portfolio covered consumer protection and credit, mortgage origination, credit reporting, banking, and data security. His efforts on the committee involved drafting legislation to provide regulatory relief to bank, credit union, and nondepository financial institutions, as well as conducting oversight of the activities of the CFPB, Financial Stability Oversight Council, Federal Deposit Insurance Corporation, Office of Financial Research, Office of the Comptroller of the Currency, Federal Reserve System, and National Credit Union Administration.
Mr. Johnson received his juris doctorate from the University of Virginia School of Law and his bachelor’s in economics from the University of Virginia.
Thomas B. Pahl is the Retired Deputy Director of the CFPB where he served from July 2020 through January 2021. Before his term at the CFPB, Pahl served as Policy Associate Director for Research, Markets, and Regulations beginning in April 2018. Previously, Pahl was the Acting Director of the Bureau of Consumer Protection at the Federal Trade Commission.
From 2013–2016, Tom served as Managing Counsel for the Office of Regulations at the CFPB. He has also held previous roles at the FTC focused on enforcement, rulemaking, and policy on financial services matters, including Assistant Director of the Division of Financial Practices. Pahl received his BA from the College of St. Thomas and his JD from Northwestern University School of Law.
Lecturer on Law, Harvard Law School
Harvard Law School
David Silberman has been involved in consumer finance issues from a wide range of perspectives for over three decades. As President and CEO of Union Privilege, an affiliate of the AFL-CIO, he led the development and oversaw the delivery of a range of consumer financial products and services to union members. After leaving Union Privilege, Mr. Silberman served as General Counsel and Executive Vice President of the Kessler Financial Services, a privately-held company providing marketing and advisory services to financial institutions and their affinity-group partners.
Following the passage of the Dodd-Frank Act in 2010, Mr. Silberman joined the implementation team for the Consumer Financial Protection Bureau and in 2011 was named the Associate Director for the Division of Research, Markets, and Regulations. In 2016-2017, he also served as the Acting Deputy Director for the CFPB. Mr. Silberman retired from the CFPB in 2020, and now serves as a Senior Fellow at the Center for Responsible Lending , Senior Advisor to the Financial Health Network, and an Adjunct Professor at the McCourt School for Public Policy at Georgetown University. He also serves on the Advisory Board of the Alliance for Innovative Regulation and as a member of the Advisory Committee of FinRegLab.
Mr. Silberman is a graduate of Brandeis University and of the Harvard Law School. He began his legal career as a law clerk to Chief Judge David Bazelon of the United States Court of Appeals for the District of Columbia Circuit and Supreme Court Justice Thurgood Marshall. Before becoming involved with consumer financial services, Mr. Silberman was a labor lawyer with the firm of Bredhoff & Kaiser and as Deputy General Counsel of the AFL-CIO.
Managing Director, Banking Supervision and Regulation Group, Patomak Global Partners
Brian Johnson is Managing Director in the Banking Supervision and Regulation Group at Patomak Global Partners.
In this role, Mr. Johnson spearheads projects related to the regulation of consumer financial products under Keith Noreika, Executive Vice President and Chairman of the Banking Supervision and Regulation Group and former acting Comptroller of the Currency.
Prior to joining Patomak, Mr. Johnson was a partner in Alston & Bird LLP’s financial services and products group. There, he advised financial institutions on consumer finance regulatory issues relating to product compliance, examination, enforcement investigations, and compliance management systems, and on strategic engagement with independent federal regulatory agencies and with Congress.
Mr. Johnson previously served as Deputy Director of the Consumer Financial Protection Bureau (CFPB), where he oversaw the agency’s rulemaking, supervision, and enforcement activities. He conceived and led the creation of high-profile agency initiatives, including the Office of Innovation, Taskforce on Federal Consumer Financial Law, policy symposia series, and Start Small, Save Up emergency savings program. He also served as the CFPB representative to the Financial Stability Oversight Council Deputies’ Committee and advised on interagency matters involving the Federal Deposit Insurance Corporation and the Federal Financial Institutions Examination Council.
Mr. Johnson held various positions on Capitol Hill, including policy director and chief financial institutions counsel on the House Committee on Financial Services, where his portfolio covered consumer protection and credit, mortgage origination, credit reporting, banking, and data security. His efforts on the committee involved drafting legislation to provide regulatory relief to bank, credit union, and nondepository financial institutions, as well as conducting oversight of the activities of the CFPB, Financial Stability Oversight Council, Federal Deposit Insurance Corporation, Office of Financial Research, Office of the Comptroller of the Currency, Federal Reserve System, and National Credit Union Administration.
Mr. Johnson received his juris doctorate from the University of Virginia School of Law and his bachelor’s in economics from the University of Virginia.
Early Reflections on the DC Circuit Bench: A Conversation with Judge Justin R. Walker
Jacksonville Lawyers Chapter
Jacksonville, FLGender Based Board Quotas, the Fourteenth Amendment, and Meland v. Weber
In-House Counsel Working Group, Civil Rights Practice Group, and Regulatory Transparency Project Teleforum
TeleforumA Webinar on Central Bank Digital Currencies
Financial Services & E-Commerce Practice Group Teleforum
TeleforumFamily Law and Individual Responsibility [Archive Collection]
William Kristol, Phyllis Schlafly, Karl Zinsmeister, Elizabeth Fox-Genovese, Jane E. Larson
On September 13-14, 1991, the Federalist Society hosted its fifth annual National Lawyers Convention at...
Family Law and Individual Responsibility [Archive Collection]
Elizabeth Fox-Genovese, William Kristol, Jane E. Larson, Phyllis Schlafly, Karl Zinsmeister
On September 13-14, 1991, the Federalist Society hosted its fifth annual National Lawyers Convention at...
Cedar Point Nursery v. Gould
Fresno Lawyers Chapter
Fresno, CAPanel 1: What is the CFPB's Legacy?
Thomas B. Pahl, David Silberman, Brian C. Johnson
On July 19, 2021, the Federalist Society's Financial Services and E-Commerce Practice Group sponsored an...
Panel 2: What Does the CFPB's Future Hold?
Christopher L. Peterson, Nanci L. Weissgold, Todd J. Zywicki, Brian C. Johnson
On July 19, 2021, the Federalist Society's Financial Services and E-Commerce Practice Group sponsored an...
Panel 2: What Does the CFPB's Future Hold?
Christopher L. Peterson, Nanci L. Weissgold, Todd J. Zywicki, Brian C. Johnson
On July 19, 2021, the Federalist Society's Financial Services and E-Commerce Practice Group sponsored an...
Panel 1: What is the CFPB's Legacy?
Thomas B. Pahl, David Silberman, Brian C. Johnson
On July 19, 2021, the Federalist Society's Financial Services and E-Commerce Practice Group sponsored an...