Member, Board of Governors , Federal Reserve System
Michael S. Barr took office as a member of the Board of Governors of the Federal Reserve System on July 19, 2022, for an unexpired term ending January 31, 2032. Mr. Barr served as the Vice Chair for Supervision of the Board of Governors of the Federal Reserve System from July 19, 2022, to February 28, 2025.
Prior to his appointment to the Board, Mr. Barr was the Joan and Sanford Weill Dean of the Gerald R. Ford School of Public Policy, the Frank Murphy Collegiate Professor of Public Policy, the Roy F. and Jean Humphrey Proffitt Professor of Law at the University of Michigan Law School, and the founder and faculty director of the University of Michigan's Center on Finance, Law & Policy. At the University of Michigan Law School, Mr. Barr taught financial regulation and international finance and co-founded the International Transactions Clinic and the Detroit Neighborhood Entrepreneurs Project.
Mr. Barr served as the U.S. Department of the Treasury's assistant secretary for financial institutions, 2009-2010. Under President William J. Clinton, he served as the Treasury Secretary's special assistant, as deputy assistant secretary of the Treasury, as special adviser to the President, and as a special adviser and counselor on the policy planning staff at the U.S. Department of State.
Additionally, Mr. Barr served as a law clerk to U.S. Supreme Court Justice David H. Souter during October Term 1993, and previously to the Honorable Pierre N. Leval, then of the Southern District of New York.
Mr. Barr received a BA in history from Yale University, an MPhil in international relations from Oxford University, and a JD from Yale Law School.
Partner, Cahill Gordon & Reindel LLP; Special Professor of Law, Maurice A. Dean School of Law, Hofstra University
Gary E. Kalbaugh is a nationally recognized leader in commodities, futures, and derivatives law.
Gary is a partner in the New York office of Cahill Gordon & Reindel LLP as well as a Special Professor of Law at the Maurice A. Deane School of Law at Hofstra University, where he teaches derivatives law and banking law.
A preeminent authority in the derivatives field, Gary is the author of the principal treatise Derivatives Law and Regulation (3rd ed. 2021) and serves as Editor-in-Chief of the Futures and Derivatives Law Report, the foremost industry publication. He is a past chair of the New York City Bar Association’s Committee on the Regulation of Futures and Derivatives and has over 15 years of experience as a professor teaching derivatives and banking law.
Gary is the leading derivatives lawyer in the digital assets space, and one of few to truly understand the technical side of emerging financial technology. He serves on the CFTC’s Future of Finance Subcommittee, reflecting his recognized leadership at the intersection of financial regulation and emerging technologies. A frequent speaker, writer, and commentator on derivatives, banking law, artificial intelligence, and digital assets regulation, he has served as conference co-chair for the American Bar Association’s “Artificial Intelligence and Derivatives Market” conference and regularly speaks at major industry conferences on cutting-edge issues in financial regulation and technology. Gary is sought after as a thought leader on the evolving landscape of digital asset regulation and the regulatory implications of AI in financial markets.
At ING, Gary served as Deputy General Counsel and Director, where he chaired swap dealer and security-based swap dealer regulatory committees and provided strategic leadership on U.S., European, and other regulations impacting the organization. He had global responsibility for U.S. derivatives regulatory issues and maintained strong relationships with regulators. Gary also co-developed ING legal’s global artificial intelligence training program and was responsible for U.S. regulatory issues relating to ING’s blockchain-based pilot programs and crypto initiatives.
Previously, Gary served as a lecturer-in-law at Columbia Law School and held senior roles at WestLB, where he was executive director, counsel, and chief U.S. data protection officer and chaired the global Dodd-Frank and underwriting committees. He began his career as an associate at a notable international firm.
Chief Executive Officer, Blockchain Association
Summer Mersinger is CEO of Blockchain Association, where she leads advocacy efforts to advance digital asset innovation and policy in Washington. She previously served as a Commissioner of the Commodity Futures Trading Commission, nominated by President Biden and unanimously confirmed by the Senate. With over 20 years of experience in public policy and government affairs, Summer has held senior roles at the CFTC, on Capitol Hill as Chief of Staff to Senator John Thune, and in the private sector.
Senior Fellow, Mises Institute
Alex J. Pollock is a Senior Fellow with the Mises Institute, providing thought and policy leadership on financial issues and the study of financial systems. His work includes cycles of booms and busts, financial crises with their political responses, housing finance, government-sponsored enterprises, risk and uncertainty, central banking, banking and financial regulation, corporate governance, retirement finance, student loans, and the politics of finance.
He previously served as the Principal Deputy Director of the Office of Financial Research in the U.S. Treasury Department 2019-2021. He was a Distinguished Senior Fellow with the R Street Institute 2015-2019 and 2021, and a resident fellow at the American Enterprise Institute, 2004-2015. Among the many aspects of his AEI work, he developed the One Page Mortgage Form to give borrowers in clear form the key information they need in order to know what they are committing themselves to. He was President and CEO of the Federal Home Loan Bank of Chicago from 1991 to 2004. There he invented the Mortgage Partnership Finance program, which successfully created front-end mortgage credit risk sharing beginning in 1997. His decades of banking experience include being a Visiting Scholar at the Federal Reserve Bank of St. Louis, 1991.
Pollock was a director of the CME Group 2004-2019 and of Ascendium Education Group 1989-2019. He is a director and past-chairman of the Great Books Foundation and a past president of the International Union for Housing Finance.
He is the co-author of Surprised Again! - The COVID Crisis and the New Market Bubble (2022), and the author of Finance and Philosophy—Why We’re Always Surprised (2018) and Boom and Bust: Financial Cycles and Human Prosperity (2011), as well as numerous articles and Congressional testimony.
Pollock is a graduate of Williams College, the University of Chicago, and Princeton University.
His work is available on alexjpollock.com.
Partner and General Counsel, Multicoin Capital
Greg Xethalis is a Partner and General Counsel of Multicoin Capital. He manages all legal and policy functions for the firm and works with our portfolio companies on legal and policy strategy. Prior to joining Multicoin, Greg was a partner in the Investment Management and FinTech practices at Chapman and Cutler LLP with 12 years of experience counseling clients on digital asset matters. Greg is a Director of the Blockchain Association, the DeFi Education Foundation, KindlyMD and the Fordham Law Alumni Association, and Senior Lecturing Fellow at Duke University School of Law, where he teaches Fintech and Blockchain Law and Policy.
Deputy General Counsel and Head of Litigation, Kraken Digital Asset Exchange
Matt Turetzky is Deputy General Counsel and Head of Litigation at Kraken. He oversees all litigation involving Kraken and its global affiliates. Matt is based in California's San Francisco Bay Area.
Matt was previously Director and Associate General Counsel at Coinbase (COIN), where he led the Consumer, Commercial, and International Litigation teams. He oversaw significant litigation operations and spend, directing a large team and a complex global docket—including class actions, consumer arbitrations, and precedent-setting appeals that reached the U.S. Supreme Court.
Before Coinbase, Matt was the first associate at The Norton Law Firm, a San Francisco Bay Area litigation boutique representing plaintiffs and defendants in complex civil disputes. Earlier in his career, he practiced law in the San Francisco and Washington, D.C. offices of Sheppard Mullin and Dickstein Shapiro (now Blank Rome), after clerking for the Hon. Lawrence J. Block at the U.S. Court of Federal Claims.
Matt received his law degree from Duke University School of Law where he was the Editor-in-Chief of Duke's Law & Technology Review. He received his bachelor's degree in Finance from the University of Florida. He is licensed to practice law in California, Washington, D.C., and numerous federal trial and appellate courts.
Partner, Eimer Stahl LLP
Collin Vierra is a Partner whose nationwide practice focuses on complex trial and appellate litigation, commercial and consumer mass arbitration, and counseling. Collin’s practice touches on a wide range of issues, including data privacy and AI, discrimination, products liability, commercial disputes, antitrust and unfair competition, environmental law, and government regulation. A graduate of the Massachusetts Institute of Technology (MIT), Stanford University, and Stanford Law School with degrees in engineering and economics, clients trust Collin with their most high-stakes and cutting-edge disputes. Among others, his legal acumen has been recognized by Law.com/The Recorder (Lawyer on the Fast Track), Legal 500 (recognizing Collin’s “particular prowess in mass arbitration defense”), Benchmark Litigation (identifying the “best and brightest litigators across the U.S.”), and Top Verdict (identifying Collin as having obtained one of the top verdicts in California in 2024).
Collin chairs Eimer Stahl’s Mass Arbitration Practice Group, and clients call him a “leading lawyer” of mass arbitration defense. His creative solutions to novel arbitration issues have saved his clients tens of millions of dollars in arbitration costs and damages. A featured speaker on mass arbitration issues, he has presented to numerous institutions including the American Bar Association, the Federalist Society, the U.S. Chamber Litigation Center, Stanford Law School, MassArbCon, the Association of Corporate Counsel, and the Data Privacy and Cyber Security ConfEx. Collin has helped companies respond to over 200,000 individual demands for arbitration across numerous industries, including the social networking, consumer hardware, and consumer entertainment industries. He has obtained tens of thousands of dismissals and withdrawals of mass arbitration claims without any settlement payment or judgment to claimants, and has secured hundreds of thousands of dollars in fee-shifting awards for his corporate clients against both claimants and their counsel. Collin has arbitrated before numerous institutions including JAMS, the AAA, and NAM. His expert analysis on mass arbitration issues has been published in Law360.
Collin also co-chairs Eimer Stahl’s Data Privacy and AI Practice Group, in which role he is a trusted resource for clients navigating cutting-edge data privacy, AI, and other technological disputes. He regularly defends and counsels clients on privacy issues relating to web technologies and platforms such as Facebook/Meta Pixel, LinkedIn Insight Tag, X/Twitter Pixel, TikTok Pixel, Google Analytics, TDD/The Trade Desk Universal Pixel, ADNXS/AppNexus, New Relic, DoubleClick, OpenX, LiveRamp, TripleLift, mobile SDKs, and others. He has counseled and/or defended clients in matters involving a garden variety of state and federal data privacy statutes and constitutional claims, including under the Illinois Biometric Information Privacy Act (BIPA), the Texas Capture or Use of Biometric Identifiers Act (CUBI), the California Invasion of Privacy Act (CIPA), the California Consumer Privacy Act (CCPA), the Video Privacy Protection Act (VPPA), the Gramm-Leach-Bliley Act (GLBA), the Children’s Online Privacy Protection Act (COPPA), and others.
Collin also has substantial experience managing high-stakes discovery disputes. On the defense side, he was previously responsible for coordinating discovery in one of the nation’s largest multidistrict litigation (MDL), multistate Attorneys General (AGs), and multiagency actions. In 2024, Tennessee Governor Bill Lee appointed Collin as discovery counsel in State of Tennessee ex rel. Jonathan Skrmetti v. Meta Platforms, Inc., in which the State seeks to hold Meta responsible for the harmful impacts of Instagram on teens. In 2025, Governor Lee also appointed Collin as discovery counsel in Keira v. Tennessee Department of Children’s Services, which concerns the State’s foster care system. Collin’s insights on pressing discovery issues have also been published in Law360.
Collin has ample experience in both state and Article I and III federal court and with all aspects of litigation, including successfully trying claims from complaint to jury verdict. He has defended major public and private companies in consumer class actions, multi-district litigations (MDL), and Judicial Council Coordination Proceedings (JCCP). Collin has also defended these companies in civil and criminal investigations by the U.S. Department of Justice (DOJ), the U.S. Federal Trade Commission (FTC), the Federal Bureau of Investigation (FBI), the U.S. Securities and Exchange Commission (SEC), the U.S. Food and Drug Administration (FDA), the U.S. House of Representatives, the U.S. Senate, and the Attorneys General of more than 45 states and the District of Columbia.
His academic background includes a Bachelor of Science in Engineering from the Massachusetts Institute of Technology (MIT) where he was a member of the Pi Tau Sigma Mechanical Engineering Honors Society and an engineering apprentice in the Pappalardo Laboratory. He is currently a member of the MIT Free Speech Alliance. He also holds a Master of Arts in Economics from Stanford University where he was a Gregory Terrill Cox Fellow in the John M. Olin Program in Law and Economics. Collin obtained his Juris Doctor from Stanford Law School.
Collin is licensed to practice in California and Texas.
Chief Legal Officer, Paradigm
Chief Legal Officer, Coinbase
Paul Grewal is the Chief Legal Officer of Coinbase Global, Inc., where he is responsible for Coinbase’s legal, compliance, global intelligence and government relations groups. Before joining Coinbase, Paul was Vice President and Deputy General Counsel at Facebook and served as United States Magistrate Judge for the United States District Court for the Northern District of California. Paul was previously a partner at Howrey LLP . He received his JD from the University of Chicago Law School and his SB from MIT.
President & CEO, Conference of State Bank Supervisors
Brandon Milhorn is the president and chief executive officer of the Conference of State Bank Supervisors (CSBS), the national association representing state financial regulators and a champion for the system of state financial supervision. He was appointed by the CSBS Board of Directors in December 2023. CSBS supports state regulators by advocating for responsible policy; engaging with federal regulatory counterparts, the Administration, and Congress; providing research on economic matters, industry trends, and best practices; conducting training and professional development; and developing transformative supervisory technology, such as the Nationwide Multistate Licensing System and Registry.
Milhorn previously held leadership roles at the Federal Deposit Insurance Corporation (FDIC), serving as deputy to Vice Chairman Travis Hill and as chief of staff and deputy to Chairman Jelena McWilliams. Before the FDIC, he spent seven years in the private sector with Raytheon Corporation. Before Raytheon, he held numerous positions over a decade of public service, including as staff director and chief counsel for the Senate Committee on Homeland Security and Governmental Affairs, general counsel for the Senate Select Committee on Intelligence, and as an attorney at the CIA. He began his career with two federal clerkships.
Milhorn holds a B.S. in economics from East Tennessee State University and a J.D. from Cornell Law School.
Lecturing Fellow, Duke University
Lee Reiners is a lecturing fellow at the Duke Financial Economics Center at Duke University. At Duke, Reiners has taught classes on FinTech Law and Policy, Cryptocurrency Law and Policy, Financial Regulatory Policy, Climate Change and Financial Markets, and Cybersecurity Law and Policy. Reiners is widely recognized for his unbiased commentary and analysis on cryptocurrency regulation, and he has testified three times on the subject before the U.S. Congress.
Partner, Fusion Law, PLLC
Paul is the founding partner of Fusion Law, PLLC. He has extensive experience with state, federal, and global regulators building coalitions and implementing policies to promote innovation in financial services. He is responsible for designing and implementing the first state (Arizona) and federal (CFPB) FinTech sandboxes in the United States. He also designed the CFPB no-action letter and trial disclosure policies. He helped found the first global regulatory innovation coalition (Global Financial Innovation Network) and led the founding of the first U.S. regulatory innovation coalition (American Consumer Financial Innovation Network). He served on the Financial Stability Oversight Council subcommittee on digital assets. He also has drafted state-level laws on blockchain and utility tokens.
Paul also has significant enforcement and litigation experience. He led many multi-state consumer protection enforcement matters as Civil Litigation Division Chief at the Arizona Attorney General’s Office.
Prior to his government service, Paul practiced law in the areas of securities litigation and transactional work for approximately six years at two well-known law firms. He also clerked on the U.S. Court of Appeals for the Fourth Circuit.
Judge, United States District Court, Western District of Oklahoma
Patrick Wyrick serves as a United States District Court Judge for the Western District of Oklahoma. He was nominated for that position by the President, and assumed duty on April 12, 2019. Before being appointed a federal judge, Wyrick served as Vice Chief Justice of the Oklahoma Supreme Court. Prior to his appointment to the Oklahoma Supreme Court, Wyrick served six years as Oklahoma's Solicitor General.
Nonresident Senior Fellow, American Enterprise Institute
Jim Harper is a nonresident senior fellow at the American Enterprise Institute (AEI), where he focuses on privacy issues, and select legal and constitutional law issues.
A lawyer by training, Mr. Harper has served as counsel for the Subcommittee on Commercial, and Administrative Law of the US House Committee on the Judiciary and as counsel for the Senate Committee on Government Affairs. More recently, he worked at the Competitive Enterprise Institute and the Cato Institute, where he wrote on the intersection of business, technology, and public policy, including privacy, surveillance, data security, telecommunications, and cryptocurrencies. He also served as global policy counsel for the Bitcoin Foundation. Mr. Harper was a founding member of the Department of Homeland Security’s Data Privacy and Integrity Advisory Committee. Early in his post-Hill career, he represented companies such as PayPal and Verisign before Congress.
Mr. Harper is the co-editor of “Terrorizing Ourselves: Why U.S. Counterterrorism Policy Is Failing and How to Fix It” (Cato Institute, 2010) and the author of “Identity Crisis: How Identification Is Overused and Misunderstood” (Cato Institute, 2006). He has written several amicus briefs in Fourth Amendment cases before the U.S. Supreme Court and has published scholarly articles in a variety of law journals. In the popular press, Mr. Harper has been published in The New York Times and The Wall Street Journal, among many other publications.
Mr. Harper has a law degree from the U.C. Hastings College of the Law, where he was editor-in-chief of the Hastings Constitutional Law Quarterly, and a BA from the University of California, Santa Barbara.
Professor of Law, Stanford Law School
Orin S. Kerr is a Professor of Law at Stanford Law School, where he teaches and writes in the areas of criminal procedure and computer crime law. Kerr earned mechanical engineering degrees from Princeton University and Stanford University before graduating with a J.D. from Harvard Law School. He is a former law clerk to Justice Anthony M. Kennedy at the United States Supreme Court and Judge Leonard I. Garth of the U.S. Court of Appeals for the Third Circuit.
Legal Fellow, Center for Constitutional Studies, Cato Institute
Brent Skorup is a legal fellow in the Cato Institute’s Robert A. Levy Center for Constitutional Studies.
Before joining Cato, he was a senior research fellow at the Mercatus Center at the George Mason University. His research areas include free speech, technology law, Fourth Amendment protections, regulation, and property law. Skorup has published pieces in economics and law journals and in popular media, including The Wall Street Journal, The New York Times, Bloomberg Law, Reuters, and Wired. He’s appeared as a TV and radio interview guest for news outlets like C‑SPAN, NPR, CBS News, ABC News, and CNBC Asia.
The Pennsylvania Supreme Court, a dissenting opinion at the Illinois Supreme Court, and the ALI's Restatement of the Law of Property have cited his legal research and he has testified as a technology and legal expert in legislative hearings in several states. Skorup has been appointed to several federal and state advisory bodies and he is currently a member of the Texas Advanced Air Mobility Advisory Committee.
Skorup has a BA in economics from Wheaton College and a law degree from the George Mason University School of Law, where he was articles editor for the Civil Rights Law Journal. He was a legal clerk at the FCC’s wireless bureau and Office of General Counsel and at the Energy and Commerce Committee in the U.S. House of Representatives.
Partner, Foley & Lardner LLP
Patrick Daugherty is a senior corporate and securities law partner of Foley & Lardner LLP, based in Chicago. He also is an adjunct professor of Cornell Law School, where he teaches in residence each Fall Term.
Mr. Daugherty is a member of the Bar in New York, the District of Columbia, North Carolina, Michigan and Illinois. Credentialing organizations have named him “Lawyer of the Year” in both Michigan (2007) and Illinois (2022). A graduate of Northwestern University and of Cornell Law School (Class of 1981), he clerked for SDNY Chief Judge Lloyd F. MacMahon for a year before entering private practice. Mr. Daugherty also served as Counsel to SEC Commissioner Edward H. Fleischman in Washington, D.C., from 1986 to 1989. An Emeritus Member of the American Law Institute, he is the author, co-author or editor of several books and many articles on securities regulation and new financial products.
Mr. Daugherty believes that he was the first lawyer inside the SEC to join the Federalist Society when he became a member in the late 1980s. A mainstay of the Chicago Lawyers Chapter, at the national level of the Society he serves on the Executive Committee for the Financial Services & E-Commerce Practice Group.
Head of Policy & General Counsel, Crypto, Andreessen Horowitz (a16z)
Miles Jennings joined the a16z Crypto team as General Counsel in August 2021.
Miles was most recently a partner at Latham & Watkins, where he focused on working with startups and investors in heavily regulated sectors including life sciences and, most importantly, crypto. He has been the go-to, trusted advisor for countless startups and crypto projects, guiding them from incorporation through financings, acquisitions, token offerings, and governance matters.
Miles’ experience within the sector stretches back to 2017, when he first began working with ConsenSys, a firm client, and he quickly became one of the most sought-after legal minds working in crypto. During his time at Latham, he co-chaired its global blockchain and cryptocurrency task force, which was composed of over 80 lawyers around the globe. In addition, he worked regularly with almost every venture firm operating in crypto, designing several of the investment structures they use today, and he was counsel to dozens of startups in the sector, including Aave, Bitwise, Avalanche, Element, Idle, Connext, 3Box, and Aztec. Miles was also an editor of Latham’s Global Fintech & Payments blog and has published several articles relating to legal matters relevant to crypto startups.
Partner, Norton Rose Fulbright
Steven Lofchie advises financial institutions on regulatory issues and financial instruments.
In his regulatory practice, Steven counsels clients on securities laws, the CEA, and related bankruptcy issues. His transactional practice focuses on securities credit and derivative transactions.
Steven is the founder and manager of an acclaimed legal website (now renamed Fried Frank Regulatory Intelligence) that has been endorsed by former chairpersons of both the SEC and CFTC. Subscribers to the website include government regulators and major buy- and sell-side firms.
Chambers USA has ranked Steven in Band 1 for eight years running, for both financial services regulation and derivatives. He is the only lawyer in the country to be top-ranked in both of those categories. Steven was also part of the team that was named 2020 Regulatory Team of the Year by IFLR Americas. The Best Lawyers in America recognized Steven as “Lawyer of the Year” for Administrative/Regulatory Law in New York in 2017, and U.S. News and World Report ranked him as the best regulatory lawyer in New York for 2014. In 2012, a derivatives transaction developed by Steven was cited as the best international structured product of the year by International Financial Law Review.
General Counsel, Ava Labs
Lee Schneider serves as General Counsel for Ava Labs, a leading blockchain software company. Mr. Schneider is responsible for all aspects of the legal function as well as the company’s government affairs initiatives.
As an early lawyer in the financial services and technology space (FinTech) and a leading voice in blockchain law and policy, Mr. Schneider has been involved in many significant projects in FinTech and blockchain, including some of the largest and most popular token sales. He also co-hosts a FinTech podcast with former SEC Commissioner Troy Paredes, available on iTunes and other podcast services.
Prior to Ava Labs, Mr. Schneider served as General Counsel of block.one and as a practice leader at two major US law firms. Mr. Schneider has a B.A. from the University of Michigan and a J.D. from the American University Washington College of Law (’91).
Head of Legal for the Americas, Crypto.com
Justin is Head of Legal for the Americas at Crypto.com where he leads the company's North and South American legal and regulatory strategy. Prior to joining Crypto.com, he was a partner with the international law firm of K&L Gates where his practice focused on the rapidly evolving legal and regulatory issues impacting decentralized technologies including cryptocurrencies, decentralized financial (DeFi) platforms, smart contracts, non-fungible tokens (NFTs) and other related concepts.
Chief Legal Officer, Paradigm
Civil Chief, Kentucky Office of the Attorney General
Justin manages the Office's Civil Division. He previously served as a litigator in the Attorney General's Office, where he brought complex cases, including against the manufacturers and distributors of deadly opioids. Along with almost two decades of private practice in a large Kentucky law firm, Justin served as the General Counsel of the Kentucky Cabinet for Health and Family Services and as Commissioner of the Kentucky Boxing & Wrestling Commission.
Partner, Fusion Law, PLLC
Paul is the founding partner of Fusion Law, PLLC. He has extensive experience with state, federal, and global regulators building coalitions and implementing policies to promote innovation in financial services. He is responsible for designing and implementing the first state (Arizona) and federal (CFPB) FinTech sandboxes in the United States. He also designed the CFPB no-action letter and trial disclosure policies. He helped found the first global regulatory innovation coalition (Global Financial Innovation Network) and led the founding of the first U.S. regulatory innovation coalition (American Consumer Financial Innovation Network). He served on the Financial Stability Oversight Council subcommittee on digital assets. He also has drafted state-level laws on blockchain and utility tokens.
Paul also has significant enforcement and litigation experience. He led many multi-state consumer protection enforcement matters as Civil Litigation Division Chief at the Arizona Attorney General’s Office.
Prior to his government service, Paul practiced law in the areas of securities litigation and transactional work for approximately six years at two well-known law firms. He also clerked on the U.S. Court of Appeals for the Fourth Circuit.
Solicitor General, Iowa Office of the Attorney General
Eric Wessan serves as Iowa’s Solicitor General in the Iowa Attorney General’s Office. In that role, Wessan leads Iowa’s litigation before State and federal appellate courts, including the Iowa and U.S. Supreme Courts. Before that role, Wessan worked on complex commercial litigation at two large law firms in Chicago. Wessan also served as a law clerk for the Honorable James C. Ho on the U.S. Court of Appeals for the Fifth Circuit and for the Honorable John F. Kness on the U.S. District Court for the Northern District of Illinois. Wessan is a graduate of the University of Chicago Law School, with honors, and of the University of Chicago.
Nicholas Anthony is a policy analyst at the Cato Institute’s Center for Monetary and Financial Alternatives, a fellow at the Human Rights Foundation (HRF), and a member of the Economic Inclusion Group’s Advisory Board. Anthony’s research covers a wide range of topics within the field of monetary and financial economics, including central bank digital currency (CBDC), financial privacy, cryptocurrency, and the use of money in society. Anthony is the author of Digital Currency or Digital Control? Decoding CBDC and the Future of Money and his work has been published in the Wall Street Journal, MarketWatch, Business Insider, and numerous other outlets. Anthony has testified before Congress and maintains the HRF CBDC Tracker, which documents CBDC development and civil liberties concerns around the world.
Director, Consumer Financial Protection Bureau
Rohit Chopra is Director of the Consumer Financial Protection Bureau. The CFPB is a unit of the Federal Reserve System charged with protecting families and honest businesses from illegal practices by financial institutions, and ensuring that markets for consumer financial products and services are fair, transparent, and competitive. As Director, Chopra is also a member of the Board of Directors of the Federal Deposit Insurance Corporation and the Financial Stability Oversight Council.
In 2018, Chopra was unanimously confirmed by the U.S. Senate as a Commissioner on the Federal Trade Commission, where he served until assuming office as CFPB Director. During his tenure at the FTC, he successfully worked to strengthen sanctions against repeat offenders, to reverse the agency’s reliance on no-money, no-fault settlements in fraud cases, and to halt abuses of small businesses. He also led efforts to revitalize dormant authorities, such as those to protect the Made in USA label and to promote competition.
The Director previously served at the CFPB from 2010 to 2015. In 2011, the Secretary of the Treasury designated him as the agency’s student loan ombudsman, where he led the Bureau’s efforts on student lending issues. Prior to his government service, Chopra worked at McKinsey & Company, the global management consultancy, where he worked in the financial services, health care, and consumer technology sectors.
Chopra holds a BA from Harvard University and an MBA from the Wharton School at the University of Pennsylvania.
Executive Director, Consumers’ Research
Will Hild is the Executive Director of Consumers’ Research. Will has a decade of non-profit, legal and public policy experience. Prior to joining CR, Will served as the Deputy Director of the Regulatory Transparency Project. Before that, he worked at the Philanthropy Roundtable as the Director of External Affairs for the Culture of Freedom Initiative, and as the Chief Operating Officer of that Initiative when it grew to become a separate organization. He helped co-found the public interest law firm, Cause of Action, and served as the firm’s acting communications director for nearly a year.
Will received his J.D. from Georgetown University Law Center, and a B.A. in Political Science from the University of Florida. He is licensed to practice law in the Commonwealth of Virginia.
Will resides in Bethesda, MD, with his wife Cheryl, a practicing OB/GYN, and their son Liam.
Columnist, Washington Post
Megan McArdle is a Washington Post columnist and the author of "The Up Side of Down: Why Failing Well Is the Key to Success."
George Mason University Foundation Professor of Law, Antonin Scalia Law School, George Mason University
TODD J. ZYWICKI is George Mason University Foundation Professor of Law at Antonin Scalia Law School at George Mason University and Research Fellow of the George Mason Law and Economics Center. During the Fall 2023 semester he served as the Visiting Scholar in Conservative Thought and Policy for the Bruce Benson Center for the Study of Western Civilization at the University of Colorado-Boulder. From 2020-2021 he was Chair of the Consumer Financial Protection Bureau Taskforce on Federal Consumer Financial Law. In 2021 he was inducted to the American College of Consumer Financial Services Lawyers. He is also a Senior Fellow of the F.A. Hayek Program for the Advanced Study of Politics, Philosophy, and Economics at George Mason University and a former Senior Fellow of the Cato Institute. From 2015-2017 he was Executive Director of the George Mason Law and Economics Center. He served as Co-Editor of the Supreme Court Economic Review from 2006-2017. From 2003-2004, Professor Zywicki served as the Director of the Office of Policy Planning at the Federal Trade Commission. He has also taught at Vanderbilt University Law School, Georgetown University Law Center, Boston College Law School, Mississippi College School of Law, and China University of Political Science and Law.
Professor Zywicki clerked for Judge Jerry E. Smith of the U.S. Court of Appeals for the Fifth Circuit and worked as an associate at Alston & Bird in Atlanta, Georgia, where he practiced bankruptcy and commercial law. He received his J.D. from the University of Virginia, where he was executive editor of the Virginia Tax Review and John M. Olin Scholar in Law and Economics. Professor Zywicki also received an M.A. in Economics from Clemson University and an A.B. cum Laude with high honors in his major from Dartmouth College.
Professor Zywicki is also a Lone Mountain Fellow of the Property and Environment Research Center, a Fellow of the International Centre for Economic Research in Turin, Italy, and a former Senior Fellow of the Goldwater Institute. During the Fall 2008 Semester Professor Zywicki was the Searle Fellow of the George Mason University School of Law and was a 2008-09 W. Glenn Campbell and Rita Ricardo-Campbell National Fellow and the Arch W. Shaw National Fellow at the Hoover Institution on War, Revolution and Peace. He has lectured and consulted with government officials around the world, including Iceland, Italy, Japan, and Guatemala. In 2006 Professor Zywicki served as a Member of the United States Department of Justice Study Group on “Identifying Fraud, Abuse and Errors in the United States Bankruptcy System.”
Professor Zywicki is the author of more than 130 articles in leading law reviews and peer-reviewed economics journals. He is one of the Top 10 most-cited law professors in the field of Commercial Law and one of the Top 25 law professors on Twitter as measured by engagement levels. He is one of the Top 50 Most Downloaded Law Authors at the Social Science Research Network. He has testified multiple times before Congress on issues of consumer bankruptcy law and consumer credit and is a frequent commentator on legal issues in the print and broadcast media, including the Wall Street Journal, New York Times, The Washington Post, The Washington Times, Nightline, The Newshour with Jim Lehrer, Neil Cavuto Show, Fox & Friends, Smerconish, Fox News @ Night with Shannon Bream, Fox Business, CNN, CNBC, Bloomberg News, BBC, The Diane Rehm Show, Lou Dobbs Show, Jerry Doyle Show, and The Laura Ingraham Show.
Professor Zywicki is former Chairman and a current member of the Board of Directors of the Competitive Enterprise Institute, and is a member of the Board of Directors of the Institute for Humane Studies, Bill of Rights Institute, the Executive Committee for the Federalist Society's Financial Institutions and E-Commerce Practice Group, the Board of Trustees of the Foundation for Research on Economics and the Environment. He formerly served on the Governing Board and the Advisory Council for the Financial Services Research Program at George Washington University School of Business. He is currently the Chair of the Academic Advisory Council for the following organizations: The Bill of Rights Institute, the film “We the People in IMAX,” and the McCormick-Tribune Foundation “Freedom Museum” in Chicago, Illinois. He is a member of the Board of Visitors of Ralston College and was a member of the Board of Trustees of Yorktown University. From 2005-2009 he served as an elected Alumni Trustee of the Dartmouth College Board of Trustees.
Securities Lawyer
He regularly represents clients before U.S. federal and state financial regulatory authorities, including the U.S. Securities and Exchange Commission and the Financial Industry Regulatory Authority. He also represents clients in filing comment letters and amicus briefs in connection with SEC rulemakings.
Associate Professor of Law, Antonin Scalia Law School, George Mason University
Associate Professor of Law J.W. Verret joined the Antonin Scalia Law School, George Mason University faculty in 2008. In 2013, he took leave for two years to serve as the Chief Economist and Senior Counsel for the U.S. House Committee on Financial Services. He received his JD and MA in Public Policy from Harvard Law School and the Harvard Kennedy School of Government, respectively, in 2006. While in law school, Professor Verret served an Olin Fellowship in Law and Economics at the Harvard Program on Corporate Governance under the guidance of Prof. Lucian Bebchuk.
Professor Verret then served as a law clerk for Vice-Chancellor John W. Noble of the Delaware Court of Chancery. Prior to joining the faculty at Scalia Law, Professor Verret was an associate in the SEC Enforcement Defense Practice Group at Skadden, Arps in Washington, D.C. He has written extensively on corporate law topics, including Delaware's Guidance, co-written with Chief Justice Myron T. Steele of the Delaware Supreme Court. His academic work has been featured in the Yale Journal on Regulation, The Business Lawyer, the Delaware Journal of Corporate Law, the Stanford Law Review, the University of Pennsylvania Journal of Business Law, and the Virginia Law and Business Review. Professor Verret was selected by the Northwestern Law School Searle Center on Law, Regulation, and Economic Growth for a 2009-2010 Searle-Kaufmann Research Fellowship.
Professor Verret is also a Senior Scholar at the Mercatus Center Working Group on Financial Markets, where he regularly briefs Congressional staff, members of Congress, SEC Commissioners and other financial regulatory agencies on financial regulation topics. He also directs the Corporate Federalism Initiative, where he obtains research grants for a network of students and faculty scholars who study the division between states and the federal government as sources of corporate law. Professor Verret has been invited to testify before various House and Senate Committees four times during the financial crisis of 2009 regarding all of the central provisions of the Obama Administration's 2009 financial regulatory reform proposals. For a full list of Professor Verret's C-Span appearances, including testimony before the U.S. House of Representatives and the U.S. Senate, see http://www.c-spanvideo.org/jwverret.
Professor Verret has been an invited panelist for various television appearances, including an interview on The NewsHour with Jim Lehrer. Professor Verret has been quoted in various media on financial regulation and corporate law topics, including the New York Times, CNN Money, the CNN Political Ticker, CNBC, ABC News, Investor's Business Daily, ESPN.com, The American Banker, The American Lawyer, The Huffington Post, CBS.com, and AP News. Professor Verret's op-eds have been featured in Forbes, The Chicago Tribune, The Orange County Register, and The Wall Street Journal. Professor Verret is also a regular guest contributor to three of the most noted corporate law and financial regulation law blogs: the Harvard Law School Corporate Governance and Financial Regulation Forum, Deallawyers.com, and The Conglomerate.
Trial Lawyer, Bennett Legal
Charles Bennett is the driving force behind Bennett Legal, a nationally recognized law firm specializing in winning Personal Injury cases. He is one of the nation’s top trial attorneys and consultants. He is invited to speak and teach nationwide, educating lawyers on tactics, tips, and procedures that empower them to take on the insurance companies and get significantly improved results. Charles has secured record-breaking results in a variety of categories, including: commercial/18-wheeler crashes, wrongful deaths with a specialty in negligent landlord cases, traumatic brain damage cases, motor vehicle crashes, and workplace injuries.
Charles is highly regarded among his peers as a top lawyer in his field. Whenever other trial lawyers face complex cases and need guidance, they turn to Charles Bennett for his expert advice. He has gained extensive knowledge and experience as a principal of Trial Structure LLC, an educational corporation that catered specifically to trial lawyers. He worked on thousands of cases with a diverse range of lawyers across the nation. He is known as the “lawyer’s lawyer” because of his reputation for trial skills and collaberation. Lawyers often partner with him on their difficult cases to maximize the results.
Charles is now the captain of the Justice College, an institution whose mission is to empower lawyers to face billion-dollar insurance companies without feeling overwhelmed. Charles and the instructors at the Justice College form a special forces unit of trial excellence capable of defeating any insurance team they face. The Justice College graduates become lifelong members of a tribe that share experiences to help the community stay at the top of their game and increase case value.
Charles is a cum laude graduate of SMU Dedman School of Law. Before pursuing law, he had an outstanding career as a college basketball player at Midwestern State University, where he exhibited excellent leadership skills and athleticism. He played professional basketball in Europe. Playing at the professional level necessitates an incredible work ethic, the ability to cooperate and work as a team, and competitiveness that he now applies in the courtroom with spectacular success.
During law school, Charles’s amazed everyone with his initiative and capability by obtaining international arbitration awards for professional basketball players and agents. Recognized as a member of The National Trial Lawyers Top 40 Under 40 and nominated as a Rising Star by Thomson Reuters, Charles’s legal acumen and commitment to excellence make him your best choice when you can’t afford to lose.
He and the Bennett Legal team actively engage in charitable events, reflecting their commitment to giving back and building meaningful connections within their local communities.
Partner, The Loree Law Firm
Philip J. Loree Jr. is the principal of The Loree Law Firm. He has 30 years of experience representing clients in complex disputes before federal and state trial and appellate courts, and arbitration panels, particularly in domestic and international arbitration-law, reinsurance, insurance, and other business and commercial disputes.
Before forming Loree & Loree in 2008 he practiced for nearly 17 years with one of the leading reinsurance practice groups in the United States, and was a litigation partner at two prominent New York City law firms, Rosenman & Colin LLP (now Katten-Muchin Rosenman LLP) and Cadwalader, Wickersham & Taft LLP. When Philip J. Loree Sr. retired from the practice of law in 2020, Philip J. Loree Jr. (“Mr. Loree” or “Loree”) continued the practice of Loree & Loree as The Loree Law Firm.
Mr. Loree has extensive experience arbitrating and litigating matters involving nearly every significant, reinsurance-related issue, including statutory and GAAP reinsurance accounting; transfer of insurance risk; independent auditor liability; fraud and rescission; London Market disputes; pool administration; insolvencies; follow-the- fortunes and follow-the-settlements; allocation of environmental liability and asbestos settlements; number of occurrences; trigger of coverage; multi-year policy issues; interpretation of reinsurance contracts and insurance policies; underwriting practices; reserving; set off; late notice; pre-hearing and pre-answer security; utmost good faith; bad faith; allocation and recovery of declaratory judgment expenses; and liability of intermediaries, managing general agents and brokers. He has also handled coverage litigation. He has counseled clients in contentious and non-contentious matters involving insurance coverage; regulatory compliance; Office of Foreign Asset Control (“OFAC”) sanctions; reinsurance or insurance coverage for hurricane or storm damage; commutations; internal reinsurance reviews; contract and policy interpretation; Bermuda Form polices; property insurance, including insurance of a major oil rig; life reinsurance; life settlements; risk transfer; and other issues.
He has also represented and counseled clients in arbitration and litigation concerning commercial and business contracts, business torts, and fraudulent transfers.
As a partner at Cadwalader, Wickersham & Taft LLP he played key roles in a number of high-profile matters. He was a member of the four-partner trial team that obtained a $1.1 billion arbitration award in favor of a large, Japanese insurance and reinsurance company against Fortress Re, Inc., the manager of what was once one of the world’s largest aviation reinsurance pools. The arbitration concerned, among other things, Fortress Re’s accounting and reporting practices for financial reinsurance, and the $1.1 billion award is reputed to be the largest in the history of reinsurance arbitration.
He was also a key member of the team that represented the same Japanese insurance and reinsurance company in the related action it brought against Deloitte & Touche, LLP, the independent auditor of the Fortress Re Pool, seeking more than $1 billion in damages. That matter resulted in what was at the time reputed to be the second largest settlement of an independent auditor liability case in history. He and his former partners also represented a large, international reinsurance company in an internal review of finite reinsurance transactions that resulted in a restatement of earnings.
Mr. Loree also has extensive experience and expertise in practice and procedure under the Federal Arbitration Act, including matters arising under the Convention on the Recognition and Enforcement of Foreign Arbitral Awards, and is a recognized commentator on U.S. arbitration-law matters. He has represented clients in numerous proceedings involving the enforcement of arbitration agreements and the confirmation and vacatur of arbitration awards arising out of industry, commercial, business contract, employment, and trust arbitrations.
He argued Nationwide Mut. Ins. Co. v. Home Ins. Co., 429 F.3d 640 (6th Cir. 2005), which rejected an evident partiality and excess of powers challenge to a favorable award he helped his client obtain. Considering for the first time what legal standard should apply to an evident partiality challenge based on a party-appointed arbitrator’s alleged failure to disclose purported conflicts of interest, the United States Court of Appeals for the Sixth Circuit rejected the challenging party’s argument that the district court applied the wrong standard. Courts, treatises and commentators have cited Nationwide extensively.
As a Loree & Loree partner he obtained on behalf of an English client partial vacatur of a reinsurance arbitration award in the United States District Court for the Southern District of New York. The final award provided that the arbitration panel would remain constituted until the parties agreed that it should disband. When the arbitration panel would not disband after resolving all issues the parties submitted to it, his client petitioned the Court for an order vacating the retention-of-jurisdiction provision and confirming all other aspects of the award. He successfully convinced the Court to grant the petition in its entirety and hold that the retention-of-jurisdiction provision exceeded the arbitrators’ authority under Section 10(a)(4) of the Federal Arbitration Act. See KX Re Co. v. General Reinsurance Corp., 08 Civ. 7807 (SAS), 2008 WL 4904882 (S.D.N.Y. Nov. 14, 2008).
Loree argued on behalf of the prevailing party Certain Underwriting Members of Lloyds of London v. State of Florida, Department of Financial Services, 892 F.3d 501, 503-04 (2d Cir. 2018) in which the United States Court of Appeals for the Second Circuit held that “a party seeking to vacate an award under Section 10(a)(2) must sustain a higher burden to prove evident partiality on the part of an arbitrator who is appointed by a party and who is expected to espouse the view or perspective of the appointing party.” Id. “An undisclosed relationship between a party and its party- appointed arbitrator constitutes evident partiality, such that vacatur of the award is appropriate if[,]” explained the Court: “(1) the relationship violates the contractual requirement of disinterestedness [or another contractual requirement of the arbitration agreement]; or (2) it prejudicially affects the award.” 892 F.3d at 504 (citations omitted). (Read more about the case here.)
Loree is a prolific and skilled writer. He has written extensively on reinsurance and arbitration-related matters, and is the editor-in-chief of the Arbitration Law Forum (formerly the Loree Reinsurance and Arbitration Law Forum) (http://www.LoreeLawFirm.com/blog), which regularly posts online articles of interest concerning reinsurance and commercial and industry arbitration. In addition to the more than 300 articles he has published in The Arbitration Law Forum (and in its predecessor, the Loree Reinsurance and Arbitration Law Forum), he has written articles published in the New York Law Journal, the National Law Journal, U.S. Insurer, Global Reinsurer, and other publications, as well as several articles for Alternatives to the High Cost of Litigation, the newsletter of the International Institute for Conflict Prevention and Resolution (“CPR”).
Mr. Loree’s publications include:
CPR conducted in 2020 several video conference interviews of Loree, and his friend, former trial judge, and fellow arbitration-law practitioner, Richard D. Faulkner, about various controversial arbitration issues pertaining to matters the U.S. Supreme Court either has been asked to hear. Links to those videos can be accessed here.
Mr. Loree’s speaking engagements include:
The Loree Law Firm’s predecessor practice, Loree & Loree, was selected by Expertise.com out of a group of 1,763 persons or firms reviewed as one of Expertise.com’s top 18 “Arbitrators & Mediators” in New York City for 2019, and now for 2020. (See here and here.)
His comments on arbitration matters have been quoted by Global Arbitration Review, a London-based trade publication that covers international arbitration; Business Insurance, and U.S. Law Week.
Loree obtained his B.A. from New York University in 1986 and his J.D. from Brooklyn Law School in 1989, where he was the Editor-in-Chief of the Brooklyn Journal of International Law, a Dean’s Merit Scholar, and a member of the Dean’s List.
He is admitted to practice in the State of New York, and in the United States District Courts for the Southern and Eastern Districts of New York, the United States District Court for the District of Connecticut, and the United States Courts of Appeals for the Second, Sixth, and Eighth Circuits.
Chief Legal Officer, Paradigm
Chief Legal Officer, Coinbase
Paul Grewal is the Chief Legal Officer of Coinbase Global, Inc., where he is responsible for Coinbase’s legal, compliance, global intelligence and government relations groups. Before joining Coinbase, Paul was Vice President and Deputy General Counsel at Facebook and served as United States Magistrate Judge for the United States District Court for the Northern District of California. Paul was previously a partner at Howrey LLP . He received his JD from the University of Chicago Law School and his SB from MIT.
President & CEO, Conference of State Bank Supervisors
Brandon Milhorn is the president and chief executive officer of the Conference of State Bank Supervisors (CSBS), the national association representing state financial regulators and a champion for the system of state financial supervision. He was appointed by the CSBS Board of Directors in December 2023. CSBS supports state regulators by advocating for responsible policy; engaging with federal regulatory counterparts, the Administration, and Congress; providing research on economic matters, industry trends, and best practices; conducting training and professional development; and developing transformative supervisory technology, such as the Nationwide Multistate Licensing System and Registry.
Milhorn previously held leadership roles at the Federal Deposit Insurance Corporation (FDIC), serving as deputy to Vice Chairman Travis Hill and as chief of staff and deputy to Chairman Jelena McWilliams. Before the FDIC, he spent seven years in the private sector with Raytheon Corporation. Before Raytheon, he held numerous positions over a decade of public service, including as staff director and chief counsel for the Senate Committee on Homeland Security and Governmental Affairs, general counsel for the Senate Select Committee on Intelligence, and as an attorney at the CIA. He began his career with two federal clerkships.
Milhorn holds a B.S. in economics from East Tennessee State University and a J.D. from Cornell Law School.
Lecturing Fellow, Duke University
Lee Reiners is a lecturing fellow at the Duke Financial Economics Center at Duke University. At Duke, Reiners has taught classes on FinTech Law and Policy, Cryptocurrency Law and Policy, Financial Regulatory Policy, Climate Change and Financial Markets, and Cybersecurity Law and Policy. Reiners is widely recognized for his unbiased commentary and analysis on cryptocurrency regulation, and he has testified three times on the subject before the U.S. Congress.
Partner, Fusion Law, PLLC
Paul is the founding partner of Fusion Law, PLLC. He has extensive experience with state, federal, and global regulators building coalitions and implementing policies to promote innovation in financial services. He is responsible for designing and implementing the first state (Arizona) and federal (CFPB) FinTech sandboxes in the United States. He also designed the CFPB no-action letter and trial disclosure policies. He helped found the first global regulatory innovation coalition (Global Financial Innovation Network) and led the founding of the first U.S. regulatory innovation coalition (American Consumer Financial Innovation Network). He served on the Financial Stability Oversight Council subcommittee on digital assets. He also has drafted state-level laws on blockchain and utility tokens.
Paul also has significant enforcement and litigation experience. He led many multi-state consumer protection enforcement matters as Civil Litigation Division Chief at the Arizona Attorney General’s Office.
Prior to his government service, Paul practiced law in the areas of securities litigation and transactional work for approximately six years at two well-known law firms. He also clerked on the U.S. Court of Appeals for the Fourth Circuit.
Judge, United States District Court, Western District of Oklahoma
Patrick Wyrick serves as a United States District Court Judge for the Western District of Oklahoma. He was nominated for that position by the President, and assumed duty on April 12, 2019. Before being appointed a federal judge, Wyrick served as Vice Chief Justice of the Oklahoma Supreme Court. Prior to his appointment to the Oklahoma Supreme Court, Wyrick served six years as Oklahoma's Solicitor General.
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