Vice President and Director, Center for Monetary and Financial Alternatives, Cato Institute
Norbert Michel is vice president and director of the Cato Institute’s Center for Monetary and Financial Alternatives, where he specializes on issues pertaining to financial markets and monetary policy. Michel was most recently the Director for Data Analysis at the Heritage Foundation where he edited, and contributed chapters, to two books: The Case Against Dodd–Frank: How the “Consumer Protection” Law Endangers Americans, and Prosperity Unleashed: Smarter Financial Regulation
Michel was previously a tenured professor at Nicholls State University’s College of Business, teaching finance, economics and statistics. Before that, he worked at Heritage as a tax policy analyst in the think tank’s Center for Data Analysis from 2002 to 2005. He previously was with the global energy company Entergy, where he worked on models to help predict bankruptcies of commercial clients.
Michel holds a doctoral degree in financial economics from the University of New Orleans. He received his bachelor of business administration degree in finance and economics from Loyola University. He currently resides in Virginia.
Co-Chair, Actum LLC; Former Director, Office of Management and Budget
Mick Mulvaney is a co-chair at Actum LLC, a global consultancy designed to solve diverse public and private sector challenges. Mulvaney previously served as Acting White House Chief of Staff from January 2019 until March 2020.
Mulvaney also served as director of the Office of Management and Budget (OMB). He was nominated to the post by President Donald J. Trump in December 2016 and confirmed by the Senate on February 16, 2017. Prior to his time as the director of OMB, he served the people of the 5th District of South Carolina as their Congressman where he was first elected in 2010, he is the first Republican member to hold the seat in 128 years.
A lifelong Carolinas resident, he attended Georgetown University, graduating with honors in International Economics, Commerce, and Finance and graduated as an Honor Scholar – the highest award given to students of the Georgetown School of Foreign Service.
After college, Mick received his law degree from the University of North Carolina at Chapel Hill on a full academic scholarship. He completed his formal education at Harvard Business School's OPM program in 2006.
In addition to practicing law and opening his own firm, he also ran the family real estate business, started a small homebuilding company, and became a minority shareholder in a local family restaurant franchise.
While in Congress, he served on the Budget Committee, Joint Economic Committee, Small Business Committee, Financial Services Committee, and the Oversight and Government Reform Committee.
He was a founding member of the Indian Land Rotary, a member of St. Philip Neri Catholic Church, and founding member of Our Lady of Grace Catholic Mission.
Mick and Pam were married in 1998, and are the proud parents of triplets: James, Caroline, and Finnegan, and two great danes: Guiness and Harper.
Head of Regulatory, a16z Crypto
Michele Korver is the head of regulatory at a16z crypto, a leading venture capital fund that invests in crypto and web3 companies, where she works with policymakers to shape cryptocurrency regulation and helps web3 startups navigate the landscape.
Prior to joining a16z, Michele spent more than 25 years in government and law enforcement and has been at the forefront of the rapidly-evolving web3 space. Michele started her career in the Secret Service, advancing to become one of the foremost federal prosecutors in crypto, and was the U.S. Department of Justice’s first dedicated subject matter expert in cryptocurrency-related prosecutions and forfeitures, creating and managing the Criminal Division’s Digital Currency Initiative. Most recently she served as Chief Digital Currency Advisor at the Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN), advising on digital asset-related matters while advancing FinCEN’s leadership role within the space.
Michele participated in the Treasury-led U.S. delegation to the Financial Action Task Force, consulting on standards involving virtual asset activities and service providers, and was a contributing author to the Department of Justice’s 2020 Cryptocurrency Enforcement Framework. She also co-authored the articles “Attribution in Cryptocurrency Cases” (Feb. 2019) and “Surfing the First Wave of Cryptocurrency Money Laundering” (May 2021) published in the DOJ Journal of Federal Law and Practice.
She received her B.A. from the University of Florida, her J.D. magna cum laude from the University of Miami School of Law, and clerked for the Honorable William P. Dimitrouleas in the U.S. District Court for the Southern District of Florida.
Vice President of Regulatory Affairs, Solidus Labs; Former Director, Consumer Financial Protection Bureau
The Honorable Kathleen L. Kraninger is the Vice President of Regulatory Affairs at Solidus Labs where she leads the firm’s regulatory strategy and works to advance market integrity and responsible innovation in digital asset markets. Solidus Labs is the first automated, comprehensive, and testable market surveillance and risk monitoring hub tailored for digital assets.
Previously, she served as the Senate-confirmed Director of the Consumer Financial Protection Bureau from December 2018 until January 2021, leading the 1,500-person independent, regulatory and law enforcement agency. She made her mark on all aspects of the agency’s mission and operations, particularly in facilitating innovation, promoting financial inclusion and leading through the economic uncertainty of the global pandemic. In addition, Kraninger served on the board of the Federal Deposit Insurance Corporation, the Financial Stability Oversight Board, and as chair of the Federal Financial Institutions Examinations Council.
Her distinguished public sector career spans senior roles at the Departments of Transportation and Homeland Security, the Office of Management and Budget, and in both the Senate and the House of Representatives. Kraninger graduated magna cum laude from Marquette University and earned a law degree from Georgetown University Law Center. She served as a U.S. Peace Corps Volunteer in Ukraine.
Counsel, Government Affairs and Strategy, Paul Hastings
Dina Ellis Rochkind is Of Counsel in the Paul Hastings Government Affairs practice and is based in the firm’s Washington, D.C. office. Her practice focuses on representing clients before Members of Congress on Capitol Hill and the Executive Branch. Ms. Rochkind represents clients in matters involving regulatory initiatives, policymaking and legislation, and enforcement actions. Ms. Rochkind's legislative experience allows her to advise her clients on the latest client initiatives, from starting a business to crowdsourcing; bitcoin ($bitcoin) and ICOs; and blockchain technologies.
Ms. Rochkind has over 20 years of experience on Capitol Hill, lobbying, and working for the Executive Branch. Prior to joining Paul Hastings, she served as Washington Director in the office of Rep. Mike Coffman (R-CO). Other Capitol Hill experience includes serving as senior staff for various Congressional Committees and for Senator Pat Toomey (R-PA). Ms. Rochkind also served in the George W. Bush Administration as Deputy Assistant Secretary at the Treasury Department. She has been involved in drafting major pieces of legislation over the last two decades, including: the 2005 bankruptcy reform legislation, the FACT Act, E-Sign, Check 21, Federal Deposit Insurance Reform Act, Gramm-Leach-Bliley Act, and, most recently, the comprehensive and bipartisan JOBS Act, for which she was the lead staffer in the Senate.
Ms. Rochkind has worked across party lines on both sides of the aisle to achieve key legislative successes and has a reputation for "getting things done" in Washington. She is also experienced in crisis management. During the auto industry crisis, Ms. Rochkind led the lobby to rescue Chrysler and handled the consequences and fallout from its bankruptcy. She has led legislative advocacy on behalf of major corporate entities and advised congressional leaders on issues such as banking, bankruptcy, insurance, other financial services, and economic development.
Prior to leading Rep. Coffman’s office, Ms. Rochkind served as Vice President of Federal Government Affairs for a leading mortgage lending company.
Ms. Rochkind is admitted to practice law in the District of Columbia and Pennsylvania.
Counsel, Government Affairs and Strategy, Paul Hastings
Dina Ellis Rochkind is Of Counsel in the Paul Hastings Government Affairs practice and is based in the firm’s Washington, D.C. office. Her practice focuses on representing clients before Members of Congress on Capitol Hill and the Executive Branch. Ms. Rochkind represents clients in matters involving regulatory initiatives, policymaking and legislation, and enforcement actions. Ms. Rochkind's legislative experience allows her to advise her clients on the latest client initiatives, from starting a business to crowdsourcing; bitcoin ($bitcoin) and ICOs; and blockchain technologies.
Ms. Rochkind has over 20 years of experience on Capitol Hill, lobbying, and working for the Executive Branch. Prior to joining Paul Hastings, she served as Washington Director in the office of Rep. Mike Coffman (R-CO). Other Capitol Hill experience includes serving as senior staff for various Congressional Committees and for Senator Pat Toomey (R-PA). Ms. Rochkind also served in the George W. Bush Administration as Deputy Assistant Secretary at the Treasury Department. She has been involved in drafting major pieces of legislation over the last two decades, including: the 2005 bankruptcy reform legislation, the FACT Act, E-Sign, Check 21, Federal Deposit Insurance Reform Act, Gramm-Leach-Bliley Act, and, most recently, the comprehensive and bipartisan JOBS Act, for which she was the lead staffer in the Senate.
Ms. Rochkind has worked across party lines on both sides of the aisle to achieve key legislative successes and has a reputation for "getting things done" in Washington. She is also experienced in crisis management. During the auto industry crisis, Ms. Rochkind led the lobby to rescue Chrysler and handled the consequences and fallout from its bankruptcy. She has led legislative advocacy on behalf of major corporate entities and advised congressional leaders on issues such as banking, bankruptcy, insurance, other financial services, and economic development.
Prior to leading Rep. Coffman’s office, Ms. Rochkind served as Vice President of Federal Government Affairs for a leading mortgage lending company.
Ms. Rochkind is admitted to practice law in the District of Columbia and Pennsylvania.
Head of Regulatory, a16z Crypto
Michele Korver is the head of regulatory at a16z crypto, a leading venture capital fund that invests in crypto and web3 companies, where she works with policymakers to shape cryptocurrency regulation and helps web3 startups navigate the landscape.
Prior to joining a16z, Michele spent more than 25 years in government and law enforcement and has been at the forefront of the rapidly-evolving web3 space. Michele started her career in the Secret Service, advancing to become one of the foremost federal prosecutors in crypto, and was the U.S. Department of Justice’s first dedicated subject matter expert in cryptocurrency-related prosecutions and forfeitures, creating and managing the Criminal Division’s Digital Currency Initiative. Most recently she served as Chief Digital Currency Advisor at the Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN), advising on digital asset-related matters while advancing FinCEN’s leadership role within the space.
Michele participated in the Treasury-led U.S. delegation to the Financial Action Task Force, consulting on standards involving virtual asset activities and service providers, and was a contributing author to the Department of Justice’s 2020 Cryptocurrency Enforcement Framework. She also co-authored the articles “Attribution in Cryptocurrency Cases” (Feb. 2019) and “Surfing the First Wave of Cryptocurrency Money Laundering” (May 2021) published in the DOJ Journal of Federal Law and Practice.
She received her B.A. from the University of Florida, her J.D. magna cum laude from the University of Miami School of Law, and clerked for the Honorable William P. Dimitrouleas in the U.S. District Court for the Southern District of Florida.
Vice President of Regulatory Affairs, Solidus Labs; Former Director, Consumer Financial Protection Bureau
The Honorable Kathleen L. Kraninger is the Vice President of Regulatory Affairs at Solidus Labs where she leads the firm’s regulatory strategy and works to advance market integrity and responsible innovation in digital asset markets. Solidus Labs is the first automated, comprehensive, and testable market surveillance and risk monitoring hub tailored for digital assets.
Previously, she served as the Senate-confirmed Director of the Consumer Financial Protection Bureau from December 2018 until January 2021, leading the 1,500-person independent, regulatory and law enforcement agency. She made her mark on all aspects of the agency’s mission and operations, particularly in facilitating innovation, promoting financial inclusion and leading through the economic uncertainty of the global pandemic. In addition, Kraninger served on the board of the Federal Deposit Insurance Corporation, the Financial Stability Oversight Board, and as chair of the Federal Financial Institutions Examinations Council.
Her distinguished public sector career spans senior roles at the Departments of Transportation and Homeland Security, the Office of Management and Budget, and in both the Senate and the House of Representatives. Kraninger graduated magna cum laude from Marquette University and earned a law degree from Georgetown University Law Center. She served as a U.S. Peace Corps Volunteer in Ukraine.
Vice President and Director, Center for Monetary and Financial Alternatives, Cato Institute
Norbert Michel is vice president and director of the Cato Institute’s Center for Monetary and Financial Alternatives, where he specializes on issues pertaining to financial markets and monetary policy. Michel was most recently the Director for Data Analysis at the Heritage Foundation where he edited, and contributed chapters, to two books: The Case Against Dodd–Frank: How the “Consumer Protection” Law Endangers Americans, and Prosperity Unleashed: Smarter Financial Regulation
Michel was previously a tenured professor at Nicholls State University’s College of Business, teaching finance, economics and statistics. Before that, he worked at Heritage as a tax policy analyst in the think tank’s Center for Data Analysis from 2002 to 2005. He previously was with the global energy company Entergy, where he worked on models to help predict bankruptcies of commercial clients.
Michel holds a doctoral degree in financial economics from the University of New Orleans. He received his bachelor of business administration degree in finance and economics from Loyola University. He currently resides in Virginia.
Co-Chair, Actum LLC; Former Director, Office of Management and Budget
Mick Mulvaney is a co-chair at Actum LLC, a global consultancy designed to solve diverse public and private sector challenges. Mulvaney previously served as Acting White House Chief of Staff from January 2019 until March 2020.
Mulvaney also served as director of the Office of Management and Budget (OMB). He was nominated to the post by President Donald J. Trump in December 2016 and confirmed by the Senate on February 16, 2017. Prior to his time as the director of OMB, he served the people of the 5th District of South Carolina as their Congressman where he was first elected in 2010, he is the first Republican member to hold the seat in 128 years.
A lifelong Carolinas resident, he attended Georgetown University, graduating with honors in International Economics, Commerce, and Finance and graduated as an Honor Scholar – the highest award given to students of the Georgetown School of Foreign Service.
After college, Mick received his law degree from the University of North Carolina at Chapel Hill on a full academic scholarship. He completed his formal education at Harvard Business School's OPM program in 2006.
In addition to practicing law and opening his own firm, he also ran the family real estate business, started a small homebuilding company, and became a minority shareholder in a local family restaurant franchise.
While in Congress, he served on the Budget Committee, Joint Economic Committee, Small Business Committee, Financial Services Committee, and the Oversight and Government Reform Committee.
He was a founding member of the Indian Land Rotary, a member of St. Philip Neri Catholic Church, and founding member of Our Lady of Grace Catholic Mission.
Mick and Pam were married in 1998, and are the proud parents of triplets: James, Caroline, and Finnegan, and two great danes: Guiness and Harper.
Counsel, Government Affairs and Strategy, Paul Hastings
Dina Ellis Rochkind is Of Counsel in the Paul Hastings Government Affairs practice and is based in the firm’s Washington, D.C. office. Her practice focuses on representing clients before Members of Congress on Capitol Hill and the Executive Branch. Ms. Rochkind represents clients in matters involving regulatory initiatives, policymaking and legislation, and enforcement actions. Ms. Rochkind's legislative experience allows her to advise her clients on the latest client initiatives, from starting a business to crowdsourcing; bitcoin ($bitcoin) and ICOs; and blockchain technologies.
Ms. Rochkind has over 20 years of experience on Capitol Hill, lobbying, and working for the Executive Branch. Prior to joining Paul Hastings, she served as Washington Director in the office of Rep. Mike Coffman (R-CO). Other Capitol Hill experience includes serving as senior staff for various Congressional Committees and for Senator Pat Toomey (R-PA). Ms. Rochkind also served in the George W. Bush Administration as Deputy Assistant Secretary at the Treasury Department. She has been involved in drafting major pieces of legislation over the last two decades, including: the 2005 bankruptcy reform legislation, the FACT Act, E-Sign, Check 21, Federal Deposit Insurance Reform Act, Gramm-Leach-Bliley Act, and, most recently, the comprehensive and bipartisan JOBS Act, for which she was the lead staffer in the Senate.
Ms. Rochkind has worked across party lines on both sides of the aisle to achieve key legislative successes and has a reputation for "getting things done" in Washington. She is also experienced in crisis management. During the auto industry crisis, Ms. Rochkind led the lobby to rescue Chrysler and handled the consequences and fallout from its bankruptcy. She has led legislative advocacy on behalf of major corporate entities and advised congressional leaders on issues such as banking, bankruptcy, insurance, other financial services, and economic development.
Prior to leading Rep. Coffman’s office, Ms. Rochkind served as Vice President of Federal Government Affairs for a leading mortgage lending company.
Ms. Rochkind is admitted to practice law in the District of Columbia and Pennsylvania.
Head of Regulatory, a16z Crypto
Michele Korver is the head of regulatory at a16z crypto, a leading venture capital fund that invests in crypto and web3 companies, where she works with policymakers to shape cryptocurrency regulation and helps web3 startups navigate the landscape.
Prior to joining a16z, Michele spent more than 25 years in government and law enforcement and has been at the forefront of the rapidly-evolving web3 space. Michele started her career in the Secret Service, advancing to become one of the foremost federal prosecutors in crypto, and was the U.S. Department of Justice’s first dedicated subject matter expert in cryptocurrency-related prosecutions and forfeitures, creating and managing the Criminal Division’s Digital Currency Initiative. Most recently she served as Chief Digital Currency Advisor at the Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN), advising on digital asset-related matters while advancing FinCEN’s leadership role within the space.
Michele participated in the Treasury-led U.S. delegation to the Financial Action Task Force, consulting on standards involving virtual asset activities and service providers, and was a contributing author to the Department of Justice’s 2020 Cryptocurrency Enforcement Framework. She also co-authored the articles “Attribution in Cryptocurrency Cases” (Feb. 2019) and “Surfing the First Wave of Cryptocurrency Money Laundering” (May 2021) published in the DOJ Journal of Federal Law and Practice.
She received her B.A. from the University of Florida, her J.D. magna cum laude from the University of Miami School of Law, and clerked for the Honorable William P. Dimitrouleas in the U.S. District Court for the Southern District of Florida.
Vice President of Regulatory Affairs, Solidus Labs; Former Director, Consumer Financial Protection Bureau
The Honorable Kathleen L. Kraninger is the Vice President of Regulatory Affairs at Solidus Labs where she leads the firm’s regulatory strategy and works to advance market integrity and responsible innovation in digital asset markets. Solidus Labs is the first automated, comprehensive, and testable market surveillance and risk monitoring hub tailored for digital assets.
Previously, she served as the Senate-confirmed Director of the Consumer Financial Protection Bureau from December 2018 until January 2021, leading the 1,500-person independent, regulatory and law enforcement agency. She made her mark on all aspects of the agency’s mission and operations, particularly in facilitating innovation, promoting financial inclusion and leading through the economic uncertainty of the global pandemic. In addition, Kraninger served on the board of the Federal Deposit Insurance Corporation, the Financial Stability Oversight Board, and as chair of the Federal Financial Institutions Examinations Council.
Her distinguished public sector career spans senior roles at the Departments of Transportation and Homeland Security, the Office of Management and Budget, and in both the Senate and the House of Representatives. Kraninger graduated magna cum laude from Marquette University and earned a law degree from Georgetown University Law Center. She served as a U.S. Peace Corps Volunteer in Ukraine.
Vice President and Director, Center for Monetary and Financial Alternatives, Cato Institute
Norbert Michel is vice president and director of the Cato Institute’s Center for Monetary and Financial Alternatives, where he specializes on issues pertaining to financial markets and monetary policy. Michel was most recently the Director for Data Analysis at the Heritage Foundation where he edited, and contributed chapters, to two books: The Case Against Dodd–Frank: How the “Consumer Protection” Law Endangers Americans, and Prosperity Unleashed: Smarter Financial Regulation
Michel was previously a tenured professor at Nicholls State University’s College of Business, teaching finance, economics and statistics. Before that, he worked at Heritage as a tax policy analyst in the think tank’s Center for Data Analysis from 2002 to 2005. He previously was with the global energy company Entergy, where he worked on models to help predict bankruptcies of commercial clients.
Michel holds a doctoral degree in financial economics from the University of New Orleans. He received his bachelor of business administration degree in finance and economics from Loyola University. He currently resides in Virginia.
Co-Chair, Actum LLC; Former Director, Office of Management and Budget
Mick Mulvaney is a co-chair at Actum LLC, a global consultancy designed to solve diverse public and private sector challenges. Mulvaney previously served as Acting White House Chief of Staff from January 2019 until March 2020.
Mulvaney also served as director of the Office of Management and Budget (OMB). He was nominated to the post by President Donald J. Trump in December 2016 and confirmed by the Senate on February 16, 2017. Prior to his time as the director of OMB, he served the people of the 5th District of South Carolina as their Congressman where he was first elected in 2010, he is the first Republican member to hold the seat in 128 years.
A lifelong Carolinas resident, he attended Georgetown University, graduating with honors in International Economics, Commerce, and Finance and graduated as an Honor Scholar – the highest award given to students of the Georgetown School of Foreign Service.
After college, Mick received his law degree from the University of North Carolina at Chapel Hill on a full academic scholarship. He completed his formal education at Harvard Business School's OPM program in 2006.
In addition to practicing law and opening his own firm, he also ran the family real estate business, started a small homebuilding company, and became a minority shareholder in a local family restaurant franchise.
While in Congress, he served on the Budget Committee, Joint Economic Committee, Small Business Committee, Financial Services Committee, and the Oversight and Government Reform Committee.
He was a founding member of the Indian Land Rotary, a member of St. Philip Neri Catholic Church, and founding member of Our Lady of Grace Catholic Mission.
Mick and Pam were married in 1998, and are the proud parents of triplets: James, Caroline, and Finnegan, and two great danes: Guiness and Harper.
Vice President of Regulatory Affairs, Solidus Labs; Former Director, Consumer Financial Protection Bureau
The Honorable Kathleen L. Kraninger is the Vice President of Regulatory Affairs at Solidus Labs where she leads the firm’s regulatory strategy and works to advance market integrity and responsible innovation in digital asset markets. Solidus Labs is the first automated, comprehensive, and testable market surveillance and risk monitoring hub tailored for digital assets.
Previously, she served as the Senate-confirmed Director of the Consumer Financial Protection Bureau from December 2018 until January 2021, leading the 1,500-person independent, regulatory and law enforcement agency. She made her mark on all aspects of the agency’s mission and operations, particularly in facilitating innovation, promoting financial inclusion and leading through the economic uncertainty of the global pandemic. In addition, Kraninger served on the board of the Federal Deposit Insurance Corporation, the Financial Stability Oversight Board, and as chair of the Federal Financial Institutions Examinations Council.
Her distinguished public sector career spans senior roles at the Departments of Transportation and Homeland Security, the Office of Management and Budget, and in both the Senate and the House of Representatives. Kraninger graduated magna cum laude from Marquette University and earned a law degree from Georgetown University Law Center. She served as a U.S. Peace Corps Volunteer in Ukraine.
Managing Director, Banking Supervision and Regulation Group, Patomak Global Partners
Brian Johnson is Managing Director in the Banking Supervision and Regulation Group at Patomak Global Partners.
In this role, Mr. Johnson spearheads projects related to the regulation of consumer financial products under Keith Noreika, Executive Vice President and Chairman of the Banking Supervision and Regulation Group and former acting Comptroller of the Currency.
Prior to joining Patomak, Mr. Johnson was a partner in Alston & Bird LLP’s financial services and products group. There, he advised financial institutions on consumer finance regulatory issues relating to product compliance, examination, enforcement investigations, and compliance management systems, and on strategic engagement with independent federal regulatory agencies and with Congress.
Mr. Johnson previously served as Deputy Director of the Consumer Financial Protection Bureau (CFPB), where he oversaw the agency’s rulemaking, supervision, and enforcement activities. He conceived and led the creation of high-profile agency initiatives, including the Office of Innovation, Taskforce on Federal Consumer Financial Law, policy symposia series, and Start Small, Save Up emergency savings program. He also served as the CFPB representative to the Financial Stability Oversight Council Deputies’ Committee and advised on interagency matters involving the Federal Deposit Insurance Corporation and the Federal Financial Institutions Examination Council.
Mr. Johnson held various positions on Capitol Hill, including policy director and chief financial institutions counsel on the House Committee on Financial Services, where his portfolio covered consumer protection and credit, mortgage origination, credit reporting, banking, and data security. His efforts on the committee involved drafting legislation to provide regulatory relief to bank, credit union, and nondepository financial institutions, as well as conducting oversight of the activities of the CFPB, Financial Stability Oversight Council, Federal Deposit Insurance Corporation, Office of Financial Research, Office of the Comptroller of the Currency, Federal Reserve System, and National Credit Union Administration.
Mr. Johnson received his juris doctorate from the University of Virginia School of Law and his bachelor’s in economics from the University of Virginia.
Vice President of Regulatory Affairs, Solidus Labs; Former Director, Consumer Financial Protection Bureau
The Honorable Kathleen L. Kraninger is the Vice President of Regulatory Affairs at Solidus Labs where she leads the firm’s regulatory strategy and works to advance market integrity and responsible innovation in digital asset markets. Solidus Labs is the first automated, comprehensive, and testable market surveillance and risk monitoring hub tailored for digital assets.
Previously, she served as the Senate-confirmed Director of the Consumer Financial Protection Bureau from December 2018 until January 2021, leading the 1,500-person independent, regulatory and law enforcement agency. She made her mark on all aspects of the agency’s mission and operations, particularly in facilitating innovation, promoting financial inclusion and leading through the economic uncertainty of the global pandemic. In addition, Kraninger served on the board of the Federal Deposit Insurance Corporation, the Financial Stability Oversight Board, and as chair of the Federal Financial Institutions Examinations Council.
Her distinguished public sector career spans senior roles at the Departments of Transportation and Homeland Security, the Office of Management and Budget, and in both the Senate and the House of Representatives. Kraninger graduated magna cum laude from Marquette University and earned a law degree from Georgetown University Law Center. She served as a U.S. Peace Corps Volunteer in Ukraine.
Managing Director, Banking Supervision and Regulation Group, Patomak Global Partners
Brian Johnson is Managing Director in the Banking Supervision and Regulation Group at Patomak Global Partners.
In this role, Mr. Johnson spearheads projects related to the regulation of consumer financial products under Keith Noreika, Executive Vice President and Chairman of the Banking Supervision and Regulation Group and former acting Comptroller of the Currency.
Prior to joining Patomak, Mr. Johnson was a partner in Alston & Bird LLP’s financial services and products group. There, he advised financial institutions on consumer finance regulatory issues relating to product compliance, examination, enforcement investigations, and compliance management systems, and on strategic engagement with independent federal regulatory agencies and with Congress.
Mr. Johnson previously served as Deputy Director of the Consumer Financial Protection Bureau (CFPB), where he oversaw the agency’s rulemaking, supervision, and enforcement activities. He conceived and led the creation of high-profile agency initiatives, including the Office of Innovation, Taskforce on Federal Consumer Financial Law, policy symposia series, and Start Small, Save Up emergency savings program. He also served as the CFPB representative to the Financial Stability Oversight Council Deputies’ Committee and advised on interagency matters involving the Federal Deposit Insurance Corporation and the Federal Financial Institutions Examination Council.
Mr. Johnson held various positions on Capitol Hill, including policy director and chief financial institutions counsel on the House Committee on Financial Services, where his portfolio covered consumer protection and credit, mortgage origination, credit reporting, banking, and data security. His efforts on the committee involved drafting legislation to provide regulatory relief to bank, credit union, and nondepository financial institutions, as well as conducting oversight of the activities of the CFPB, Financial Stability Oversight Council, Federal Deposit Insurance Corporation, Office of Financial Research, Office of the Comptroller of the Currency, Federal Reserve System, and National Credit Union Administration.
Mr. Johnson received his juris doctorate from the University of Virginia School of Law and his bachelor’s in economics from the University of Virginia.
Counsel, Government Affairs and Strategy, Paul Hastings
Dina Ellis Rochkind is Of Counsel in the Paul Hastings Government Affairs practice and is based in the firm’s Washington, D.C. office. Her practice focuses on representing clients before Members of Congress on Capitol Hill and the Executive Branch. Ms. Rochkind represents clients in matters involving regulatory initiatives, policymaking and legislation, and enforcement actions. Ms. Rochkind's legislative experience allows her to advise her clients on the latest client initiatives, from starting a business to crowdsourcing; bitcoin ($bitcoin) and ICOs; and blockchain technologies.
Ms. Rochkind has over 20 years of experience on Capitol Hill, lobbying, and working for the Executive Branch. Prior to joining Paul Hastings, she served as Washington Director in the office of Rep. Mike Coffman (R-CO). Other Capitol Hill experience includes serving as senior staff for various Congressional Committees and for Senator Pat Toomey (R-PA). Ms. Rochkind also served in the George W. Bush Administration as Deputy Assistant Secretary at the Treasury Department. She has been involved in drafting major pieces of legislation over the last two decades, including: the 2005 bankruptcy reform legislation, the FACT Act, E-Sign, Check 21, Federal Deposit Insurance Reform Act, Gramm-Leach-Bliley Act, and, most recently, the comprehensive and bipartisan JOBS Act, for which she was the lead staffer in the Senate.
Ms. Rochkind has worked across party lines on both sides of the aisle to achieve key legislative successes and has a reputation for "getting things done" in Washington. She is also experienced in crisis management. During the auto industry crisis, Ms. Rochkind led the lobby to rescue Chrysler and handled the consequences and fallout from its bankruptcy. She has led legislative advocacy on behalf of major corporate entities and advised congressional leaders on issues such as banking, bankruptcy, insurance, other financial services, and economic development.
Prior to leading Rep. Coffman’s office, Ms. Rochkind served as Vice President of Federal Government Affairs for a leading mortgage lending company.
Ms. Rochkind is admitted to practice law in the District of Columbia and Pennsylvania.
Head of Regulatory, a16z Crypto
Michele Korver is the head of regulatory at a16z crypto, a leading venture capital fund that invests in crypto and web3 companies, where she works with policymakers to shape cryptocurrency regulation and helps web3 startups navigate the landscape.
Prior to joining a16z, Michele spent more than 25 years in government and law enforcement and has been at the forefront of the rapidly-evolving web3 space. Michele started her career in the Secret Service, advancing to become one of the foremost federal prosecutors in crypto, and was the U.S. Department of Justice’s first dedicated subject matter expert in cryptocurrency-related prosecutions and forfeitures, creating and managing the Criminal Division’s Digital Currency Initiative. Most recently she served as Chief Digital Currency Advisor at the Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN), advising on digital asset-related matters while advancing FinCEN’s leadership role within the space.
Michele participated in the Treasury-led U.S. delegation to the Financial Action Task Force, consulting on standards involving virtual asset activities and service providers, and was a contributing author to the Department of Justice’s 2020 Cryptocurrency Enforcement Framework. She also co-authored the articles “Attribution in Cryptocurrency Cases” (Feb. 2019) and “Surfing the First Wave of Cryptocurrency Money Laundering” (May 2021) published in the DOJ Journal of Federal Law and Practice.
She received her B.A. from the University of Florida, her J.D. magna cum laude from the University of Miami School of Law, and clerked for the Honorable William P. Dimitrouleas in the U.S. District Court for the Southern District of Florida.
Vice President of Regulatory Affairs, Solidus Labs; Former Director, Consumer Financial Protection Bureau
The Honorable Kathleen L. Kraninger is the Vice President of Regulatory Affairs at Solidus Labs where she leads the firm’s regulatory strategy and works to advance market integrity and responsible innovation in digital asset markets. Solidus Labs is the first automated, comprehensive, and testable market surveillance and risk monitoring hub tailored for digital assets.
Previously, she served as the Senate-confirmed Director of the Consumer Financial Protection Bureau from December 2018 until January 2021, leading the 1,500-person independent, regulatory and law enforcement agency. She made her mark on all aspects of the agency’s mission and operations, particularly in facilitating innovation, promoting financial inclusion and leading through the economic uncertainty of the global pandemic. In addition, Kraninger served on the board of the Federal Deposit Insurance Corporation, the Financial Stability Oversight Board, and as chair of the Federal Financial Institutions Examinations Council.
Her distinguished public sector career spans senior roles at the Departments of Transportation and Homeland Security, the Office of Management and Budget, and in both the Senate and the House of Representatives. Kraninger graduated magna cum laude from Marquette University and earned a law degree from Georgetown University Law Center. She served as a U.S. Peace Corps Volunteer in Ukraine.
Vice President and Director, Center for Monetary and Financial Alternatives, Cato Institute
Norbert Michel is vice president and director of the Cato Institute’s Center for Monetary and Financial Alternatives, where he specializes on issues pertaining to financial markets and monetary policy. Michel was most recently the Director for Data Analysis at the Heritage Foundation where he edited, and contributed chapters, to two books: The Case Against Dodd–Frank: How the “Consumer Protection” Law Endangers Americans, and Prosperity Unleashed: Smarter Financial Regulation
Michel was previously a tenured professor at Nicholls State University’s College of Business, teaching finance, economics and statistics. Before that, he worked at Heritage as a tax policy analyst in the think tank’s Center for Data Analysis from 2002 to 2005. He previously was with the global energy company Entergy, where he worked on models to help predict bankruptcies of commercial clients.
Michel holds a doctoral degree in financial economics from the University of New Orleans. He received his bachelor of business administration degree in finance and economics from Loyola University. He currently resides in Virginia.
Co-Chair, Actum LLC; Former Director, Office of Management and Budget
Mick Mulvaney is a co-chair at Actum LLC, a global consultancy designed to solve diverse public and private sector challenges. Mulvaney previously served as Acting White House Chief of Staff from January 2019 until March 2020.
Mulvaney also served as director of the Office of Management and Budget (OMB). He was nominated to the post by President Donald J. Trump in December 2016 and confirmed by the Senate on February 16, 2017. Prior to his time as the director of OMB, he served the people of the 5th District of South Carolina as their Congressman where he was first elected in 2010, he is the first Republican member to hold the seat in 128 years.
A lifelong Carolinas resident, he attended Georgetown University, graduating with honors in International Economics, Commerce, and Finance and graduated as an Honor Scholar – the highest award given to students of the Georgetown School of Foreign Service.
After college, Mick received his law degree from the University of North Carolina at Chapel Hill on a full academic scholarship. He completed his formal education at Harvard Business School's OPM program in 2006.
In addition to practicing law and opening his own firm, he also ran the family real estate business, started a small homebuilding company, and became a minority shareholder in a local family restaurant franchise.
While in Congress, he served on the Budget Committee, Joint Economic Committee, Small Business Committee, Financial Services Committee, and the Oversight and Government Reform Committee.
He was a founding member of the Indian Land Rotary, a member of St. Philip Neri Catholic Church, and founding member of Our Lady of Grace Catholic Mission.
Mick and Pam were married in 1998, and are the proud parents of triplets: James, Caroline, and Finnegan, and two great danes: Guiness and Harper.
Managing Director, Banking Supervision and Regulation Group, Patomak Global Partners
Brian Johnson is Managing Director in the Banking Supervision and Regulation Group at Patomak Global Partners.
In this role, Mr. Johnson spearheads projects related to the regulation of consumer financial products under Keith Noreika, Executive Vice President and Chairman of the Banking Supervision and Regulation Group and former acting Comptroller of the Currency.
Prior to joining Patomak, Mr. Johnson was a partner in Alston & Bird LLP’s financial services and products group. There, he advised financial institutions on consumer finance regulatory issues relating to product compliance, examination, enforcement investigations, and compliance management systems, and on strategic engagement with independent federal regulatory agencies and with Congress.
Mr. Johnson previously served as Deputy Director of the Consumer Financial Protection Bureau (CFPB), where he oversaw the agency’s rulemaking, supervision, and enforcement activities. He conceived and led the creation of high-profile agency initiatives, including the Office of Innovation, Taskforce on Federal Consumer Financial Law, policy symposia series, and Start Small, Save Up emergency savings program. He also served as the CFPB representative to the Financial Stability Oversight Council Deputies’ Committee and advised on interagency matters involving the Federal Deposit Insurance Corporation and the Federal Financial Institutions Examination Council.
Mr. Johnson held various positions on Capitol Hill, including policy director and chief financial institutions counsel on the House Committee on Financial Services, where his portfolio covered consumer protection and credit, mortgage origination, credit reporting, banking, and data security. His efforts on the committee involved drafting legislation to provide regulatory relief to bank, credit union, and nondepository financial institutions, as well as conducting oversight of the activities of the CFPB, Financial Stability Oversight Council, Federal Deposit Insurance Corporation, Office of Financial Research, Office of the Comptroller of the Currency, Federal Reserve System, and National Credit Union Administration.
Mr. Johnson received his juris doctorate from the University of Virginia School of Law and his bachelor’s in economics from the University of Virginia.
Thomas B. Pahl is the Retired Deputy Director of the CFPB where he served from July 2020 through January 2021. Before his term at the CFPB, Pahl served as Policy Associate Director for Research, Markets, and Regulations beginning in April 2018. Previously, Pahl was the Acting Director of the Bureau of Consumer Protection at the Federal Trade Commission.
From 2013–2016, Tom served as Managing Counsel for the Office of Regulations at the CFPB. He has also held previous roles at the FTC focused on enforcement, rulemaking, and policy on financial services matters, including Assistant Director of the Division of Financial Practices. Pahl received his BA from the College of St. Thomas and his JD from Northwestern University School of Law.
Lecturer on Law, Harvard Law School
Harvard Law School
David Silberman has been involved in consumer finance issues from a wide range of perspectives for over three decades. As President and CEO of Union Privilege, an affiliate of the AFL-CIO, he led the development and oversaw the delivery of a range of consumer financial products and services to union members. After leaving Union Privilege, Mr. Silberman served as General Counsel and Executive Vice President of the Kessler Financial Services, a privately-held company providing marketing and advisory services to financial institutions and their affinity-group partners.
Following the passage of the Dodd-Frank Act in 2010, Mr. Silberman joined the implementation team for the Consumer Financial Protection Bureau and in 2011 was named the Associate Director for the Division of Research, Markets, and Regulations. In 2016-2017, he also served as the Acting Deputy Director for the CFPB. Mr. Silberman retired from the CFPB in 2020, and now serves as a Senior Fellow at the Center for Responsible Lending , Senior Advisor to the Financial Health Network, and an Adjunct Professor at the McCourt School for Public Policy at Georgetown University. He also serves on the Advisory Board of the Alliance for Innovative Regulation and as a member of the Advisory Committee of FinRegLab.
Mr. Silberman is a graduate of Brandeis University and of the Harvard Law School. He began his legal career as a law clerk to Chief Judge David Bazelon of the United States Court of Appeals for the District of Columbia Circuit and Supreme Court Justice Thurgood Marshall. Before becoming involved with consumer financial services, Mr. Silberman was a labor lawyer with the firm of Bredhoff & Kaiser and as Deputy General Counsel of the AFL-CIO.
Managing Director, Banking Supervision and Regulation Group, Patomak Global Partners
Brian Johnson is Managing Director in the Banking Supervision and Regulation Group at Patomak Global Partners.
In this role, Mr. Johnson spearheads projects related to the regulation of consumer financial products under Keith Noreika, Executive Vice President and Chairman of the Banking Supervision and Regulation Group and former acting Comptroller of the Currency.
Prior to joining Patomak, Mr. Johnson was a partner in Alston & Bird LLP’s financial services and products group. There, he advised financial institutions on consumer finance regulatory issues relating to product compliance, examination, enforcement investigations, and compliance management systems, and on strategic engagement with independent federal regulatory agencies and with Congress.
Mr. Johnson previously served as Deputy Director of the Consumer Financial Protection Bureau (CFPB), where he oversaw the agency’s rulemaking, supervision, and enforcement activities. He conceived and led the creation of high-profile agency initiatives, including the Office of Innovation, Taskforce on Federal Consumer Financial Law, policy symposia series, and Start Small, Save Up emergency savings program. He also served as the CFPB representative to the Financial Stability Oversight Council Deputies’ Committee and advised on interagency matters involving the Federal Deposit Insurance Corporation and the Federal Financial Institutions Examination Council.
Mr. Johnson held various positions on Capitol Hill, including policy director and chief financial institutions counsel on the House Committee on Financial Services, where his portfolio covered consumer protection and credit, mortgage origination, credit reporting, banking, and data security. His efforts on the committee involved drafting legislation to provide regulatory relief to bank, credit union, and nondepository financial institutions, as well as conducting oversight of the activities of the CFPB, Financial Stability Oversight Council, Federal Deposit Insurance Corporation, Office of Financial Research, Office of the Comptroller of the Currency, Federal Reserve System, and National Credit Union Administration.
Mr. Johnson received his juris doctorate from the University of Virginia School of Law and his bachelor’s in economics from the University of Virginia.
Vice President of Regulatory Affairs, Solidus Labs; Former Director, Consumer Financial Protection Bureau
The Honorable Kathleen L. Kraninger is the Vice President of Regulatory Affairs at Solidus Labs where she leads the firm’s regulatory strategy and works to advance market integrity and responsible innovation in digital asset markets. Solidus Labs is the first automated, comprehensive, and testable market surveillance and risk monitoring hub tailored for digital assets.
Previously, she served as the Senate-confirmed Director of the Consumer Financial Protection Bureau from December 2018 until January 2021, leading the 1,500-person independent, regulatory and law enforcement agency. She made her mark on all aspects of the agency’s mission and operations, particularly in facilitating innovation, promoting financial inclusion and leading through the economic uncertainty of the global pandemic. In addition, Kraninger served on the board of the Federal Deposit Insurance Corporation, the Financial Stability Oversight Board, and as chair of the Federal Financial Institutions Examinations Council.
Her distinguished public sector career spans senior roles at the Departments of Transportation and Homeland Security, the Office of Management and Budget, and in both the Senate and the House of Representatives. Kraninger graduated magna cum laude from Marquette University and earned a law degree from Georgetown University Law Center. She served as a U.S. Peace Corps Volunteer in Ukraine.
Kleinheinz Fellow, The Hoover Institution at Stanford University
Tyler Goodspeed is the Kleinheinz Fellow at the Hoover Institution at Stanford University. From 2020 to 2021 he served as Chairman of the Council of Economic Advisers, having been appointed by the President as a Member of the Council in 2019. In that role he advised the Administration’s economic response to the coronavirus pandemic, as well as subsequent economic recovery packages. He resigned from the Council on 7th January 2021, having previously served as Chief Economist for Macroeconomic Policy and Senior Economist for tax, public finance, and macroeconomics, playing an instrumental role in designing the 2017 Tax Cuts and Jobs Act.
Before joining the Council, Dr. Goodspeed was on the Faculty of Economics at the University of Oxford and was a lecturer in economics at King’s College London. He has published extensively on financial regulation, banking, and monetary economics, with particular attention to the role of access to credit in mitigating the effects of adverse aggregate shocks in historical contexts, especially exogenous environmental shocks. His research has appeared in three full-length monographs from academic presses, as well as numerous articles in peer-reviewed and edited journals. He received his B.A., M.A., and Ph.D. from Harvard University; and he received his M.Phil from the University of Cambridge, where he was a Gates Scholar. He is a current member of the American Economic Association and Economic History Association, and was previously a member of the Economic History Society and Royal Economic Society, as well as an adjunct scholar at the Cato Institute.
Partner, Davis Polk & Wardwell LLP
Mr. Guynn is head of Davis Polk’s Financial Institutions Group. He has been recognized as a thought-leader on financial regulatory reform and as one of the most widely consulted U.S. legal advisers during the financial crisis. See “In the Red Zone,”The American Lawyer, January 2009 and “For Davis Polk, Dodd-Frank Pays,” The American Lawyer, December 2010.
He has advised the Securities Industry and Financial Markets Association (SIFMA), the principal trade organization for U.S. banks, securities firms and asset managers, all of the U.S.’s six-largest banks and several foreign banks on the Dodd-Frank Act and its regulatory implementation.
His practice focuses on providing strategic bank and regulatory and enforcement advice and advising on M&A and capital markets transactions when the target or issuer is a banking organization or other financial institution. He also advises on bank failures and recapitalizations, corporate governance and internal controls, cross-border collateral transactions, credit risk management, securities settlement systems and payment systems.
Fellow in Economic Studies and Policy Director, Center on Regulation and Markets, Brookings Institution
Aaron Klein is a fellow in Economic Studies at the Brookings Institution, where he also serves as policy director of the Center on Regulation and Markets. He focuses on financial regulation and technology, macroeconomics, and infrastructure finance and policy. Previously, Klein directed the Bipartisan Policy Center’s Financial Regulatory Reform Initiative. Klein served as Deputy Assistant Secretary for Economic Policy at the U.S. Treasury Department from 2009-2012. While at Treasury, Klein worked on multiple issues ranging from implementing aspects of the financial recovery program to developing new policy for financial regulation, housing finance, transportation and infrastructure, and Native American issues.
Prior to his appointment, he served as Chief Economist of the Senate Banking, Housing and Urban Affairs Committee for Chairmen Chris Dodd (D-CT) and Paul Sarbanes (D-MD). While working in the Senate Klein played a key role in a series of major legislation including, the Economic Emergency Stabilization Act of 2008 (better known as TARP), the Housing and Economic Recovery Act of 2008, the SAFETEA Act of 2005 that re-wrote America's surface transportation policy, the Check Truncation Act of 2003, the Terrorism Risk Insurance Act of 2002, and the Sarbanes-Oxley Act of 2002. A graduate of Dartmouth College and Princeton University, Klein lives in his hometown of Silver Spring, MD with his wife and two daughters.
Vice President of Regulatory Affairs, Solidus Labs; Former Director, Consumer Financial Protection Bureau
The Honorable Kathleen L. Kraninger is the Vice President of Regulatory Affairs at Solidus Labs where she leads the firm’s regulatory strategy and works to advance market integrity and responsible innovation in digital asset markets. Solidus Labs is the first automated, comprehensive, and testable market surveillance and risk monitoring hub tailored for digital assets.
Previously, she served as the Senate-confirmed Director of the Consumer Financial Protection Bureau from December 2018 until January 2021, leading the 1,500-person independent, regulatory and law enforcement agency. She made her mark on all aspects of the agency’s mission and operations, particularly in facilitating innovation, promoting financial inclusion and leading through the economic uncertainty of the global pandemic. In addition, Kraninger served on the board of the Federal Deposit Insurance Corporation, the Financial Stability Oversight Board, and as chair of the Federal Financial Institutions Examinations Council.
Her distinguished public sector career spans senior roles at the Departments of Transportation and Homeland Security, the Office of Management and Budget, and in both the Senate and the House of Representatives. Kraninger graduated magna cum laude from Marquette University and earned a law degree from Georgetown University Law Center. She served as a U.S. Peace Corps Volunteer in Ukraine.
Partner, Mayer Brown
Andrew Olmem is a partner in Mayer Brown’s Washington DC office and a member of its Public Policy, Regulatory & Government Affairs, and Financial Services Regulatory & Enforcement practices. His practice focuses on complex financial services regulatory and public policy matters.
Andrew previously served as the Deputy Assistant to the President for Economic Policy and Deputy Director of the National Economic Council (NEC), where he oversaw the development and coordination of the administrations’ domestic economic policies, including for financial services, technology, telecom, energy, and infrastructure.
Earlier, he also served as the Republican Chief Counsel and Deputy Staff Director at the U.S. Senate Committee on Banking, Housing and Urban Affairs. Andrew began his legal career practicing corporate and securities law at Mayer Brown in New York City. Prior to attending law school, he served as an Assistant Economist at the Federal Reserve Bank of Richmond.
Deep Dive Episode 227 – Crypto Wars: Balancing Privacy versus National Security
Norbert J. Michel, Mick Mulvaney, Michele Korver, Kathy Kraninger, Dina Ellis Rochkind
Senior officials in the Administration have expressed concern about cryptocurrencies being used for criminal activity...
Topics
Financial Privacy And The Fourth Amendment: Restoring Balance To The Crypto Universe Norbert Michel
Originally published at Forbes. On Tuesday June 7, I had the privilege of participating in Crypto...
Crypto Wars: Balancing Privacy versus National Security
Dina Ellis Rochkind, Michele Korver, Kathy Kraninger, Norbert J. Michel, Mick Mulvaney
Senior officials in the Administration have expressed concern about cryptocurrencies being used for criminal activity...
Crypto Wars: Balancing Privacy versus National Security
Dina Ellis Rochkind, Michele Korver, Kathy Kraninger, Norbert J. Michel, Mick Mulvaney
Senior officials in the Administration have expressed concern about cryptocurrencies being used for criminal activity...
Crypto Wars: Balancing Privacy versus National Security
TeleforumHon. Kathy Kraninger Keynote Address
Kathy Kraninger, Brian C. Johnson
On July 19, 2021, the Federalist Society's Financial Services and E-Regulation Practice Group sponsored an...
Hon. Kathy Kraninger Keynote Address
Kathy Kraninger, Brian C. Johnson
On July 19, 2021, the Federalist Society's Financial Services and E-Regulation Practice Group sponsored an...
Panel 1: What is the CFPB's Legacy?
The CFPB Turns 10: Evaluating America’s Youngest Federal Financial Regulator
Hon. Kathy Kraninger Keynote Address
The CFPB Turns 10: Evaluating America’s Youngest Federal Financial Regulator
Panel 2: What Should be the Future of Financial Regulation?
Sponsored by the Financial Services & E-Commerce Practice Group