Alex J. Pollock is a Senior Fellow with the Mises Institute, providing thought and policy leadership on financial issues and the study of financial systems. His work includes cycles of booms and busts, financial crises with their political responses, housing finance, government-sponsored enterprises, risk and uncertainty, central banking, banking and financial regulation, corporate governance, retirement finance, student loans, and the politics of finance.
He previously served as the Principal Deputy Director of the Office of Financial Research in the U.S. Treasury Department 2019-2021. He was a Distinguished Senior Fellow with the R Street Institute 2015-2019 and 2021, and a resident fellow at the American Enterprise Institute, 2004-2015. Among the many aspects of his AEI work, he developed the One Page Mortgage Form to give borrowers in clear form the key information they need in order to know what they are committing themselves to. He was President and CEO of the Federal Home Loan Bank of Chicago from 1991 to 2004. There he invented the Mortgage Partnership Finance program, which successfully created front-end mortgage credit risk sharing beginning in 1997. His decades of banking experience include being a Visiting Scholar at the Federal Reserve Bank of St. Louis, 1991.
Pollock was a director of the CME Group 2004-2019 and of Ascendium Education Group 1989-2019. He is a director and past-chairman of the Great Books Foundation and a past president of the International Union for Housing Finance.
He is the author of the forthcoming Surprised Again! - The COVID Crisis and the New Market Bubble (2022), Finance and Philosophy—Why We’re Always Surprised (2018), and Boom and Bust: Financial Cycles and Human Prosperity (2011), as well as numerous articles and Congressional testimony.
Pollock is a graduate of Williams College, the University of Chicago, and Princeton University.
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A Webinar on Central Bank Digital Currencies
Financial Services & E-Commerce Practice Group Teleforum
TeleforumWhat's Next for Fannie, Freddie, and Housing Finance Reform?
Regulatory Transparency Project
National Press Club529 14th Street, NW
Washington, DC 20045
Money and the Constitution
2019 National Lawyers Convention
The Mayflower Hotel1127 Connecticut Avenue, NW
Washington, DC 20036
Central Bank Digital Currency--Efficient Innovation or the End of the Private Banking System?
Central Bank Digital Currencies (CBDC) are the subject of a global debate. In one version,...
Central Bank Digital Currency--Efficient Innovation or the End of the Private Banking System?
Central Bank Digital Currencies (CBDC) are the subject of a global debate. In one version,...
Fireside Chat: Alex Pollock and Fifty Years Without Gold
Fifty years ago, on August 15, 1971, President Richard Nixon put the economic and financial...
Fireside Chat: Alex Pollock and Fifty Years Without Gold
Fifty years ago, on August 15, 1971, President Richard Nixon put the economic and financial...
A Webinar on Central Bank Digital Currencies
Financial Services & E-Commerce Practice Group Teleforum
With expressions ranging from enthusiasm to serious interest, central banks from China to Europe have...